SBA lender profile
Michigan State University Federal Credit Union
Michigan State University Federal Credit Union appears in the public SBA loan data with 124 funded 7(a) loans since FY2010, totaling $21.7M, an average of $175K per loan, and an estimated 1,111 jobs supported. Its SBA lending concentrates in Michigan and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 46
- Activity 39
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Michigan State University Federal Credit Union the right lender for you?
Lenders fund what they know. Michigan State University Federal Credit Union's SBA lending concentrates in Michigan (122 loans) and Manufacturing (14 loans), at an average loan of $175K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Michigan State University Federal Credit Union lends
Top states by funded SBA volume.
Metro areas where Michigan State University Federal Credit Union funds
What Michigan State University Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 14 | $6.0M |
| Retail Trade | 22 | $3.3M |
| Professional and Technical Services | 18 | $3.2M |
| Construction | 20 | $2.3M |
| Arts, Entertainment, Recreation | 10 | $2.2M |
| Other Services | 10 | $1.6M |
Michigan State University Federal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $125K |
| 2011 | 7 | $583K |
| 2012 | 13 | $2.2M |
| 2013 | 14 | $1.2M |
| 2014 | 19 | $2.4M |
| 2015 | 15 | $5.3M |
| 2016 | 18 | $1.8M |
| 2017 | 9 | $1.9M |
| 2018 | 4 | $630K |
| 2019 | 1 | $225K |
| 2020 | 3 | $455K |
| 2021 | 5 | $1.4M |
| 2022 | 2 | $454K |
| 2023 | 2 | $515K |
| 2024 | 4 | $931K |
| 2025 | 7 | $1.8M |
Related SBA lenders
Other lenders active in Michigan or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Michigan State University Federal Credit Union: frequently asked questions
Does Michigan State University Federal Credit Union offer SBA loans?
Yes. Michigan State University Federal Credit Union appears in the public SBA data with 124 funded SBA 7(a) loans totaling $21.7M.
How many SBA loans has Michigan State University Federal Credit Union made?
Michigan State University Federal Credit Union is associated with 124 SBA 7(a) loans totaling $21.7M in the public SBA data (as of 2026-03-31).
What is Michigan State University Federal Credit Union's SBA charge-off rate?
About 3.2% of Michigan State University Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Michigan State University Federal Credit Union do most of its SBA lending?
Michigan State University Federal Credit Union's SBA lending in the data is most concentrated in Michigan, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Michigan State University Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/michigan-state-university-federal-credit-union/
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