SBA lender profile
Middlesex Savings Bank
Middlesex Savings Bank appears in the public SBA loan data with 38 funded 7(a) loans totaling $17.3M, an average of $454K per loan, and an estimated 301 jobs supported. Its SBA lending concentrates in Massachusetts and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
38
Total volume
$17.3M
Average loan size
$454K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
301
Programs
7(a)
Bank profile
via FDIC- Total assets
- $6.2B
- Headquarters
- Natick, MA
- FDIC cert
- #90183
- Status
- Active
Where Middlesex Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 36 | $14.2M |
| New Hampshire | 1 | $2.9M |
| Rhode Island | 1 | $150K |
What Middlesex Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 5 | $7.1M |
| Transportation and Warehousing | 1 | $5.0M |
| Construction | 5 | $1.7M |
| Health Care and Social Assistance | 6 | $1.0M |
| Professional and Technical Services | 7 | $782K |
| Retail Trade | 4 | $615K |
Middlesex Savings Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 5 | $8.4M |
| 2022 | 9 | $4.8M |
| 2023 | 7 | $2.0M |
| 2024 | 3 | $265K |
| 2025 | 7 | $756K |
| 2026 | 7 | $1.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Middlesex Savings Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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