SBA lender profile
Monson Savings Bank
Monson Savings Bank appears in the public SBA loan data with 124 funded 7(a) loans since FY2010, totaling $10.5M, an average of $84K per loan, and an estimated 671 jobs supported. Its SBA lending concentrates in Massachusetts and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.6%. 0.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 35
- Activity 17
- Consistency 55
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Monson Savings Bank the right lender for you?
Lenders fund what they know. Monson Savings Bank's SBA lending concentrates in Massachusetts (116 loans) and Retail Trade (15 loans), at an average loan of $84K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $814M
- Headquarters
- Monson, MA
- FDIC cert
- #90245
- Status
- Active
Where Monson Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 116 | $9.1M |
| Connecticut | 8 | $1.4M |
Metro areas where Monson Savings Bank funds
What Monson Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 15 | $2.1M |
| Administrative and Support | 25 | $1.6M |
| Other Services | 21 | $1.0M |
| Professional and Technical Services | 8 | $1.0M |
| Health Care and Social Assistance | 10 | $941K |
| Arts, Entertainment, Recreation | 2 | $810K |
Monson Savings Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $563K |
| 2011 | 22 | $3.0M |
| 2012 | 21 | $2.0M |
| 2013 | 25 | $2.1M |
| 2014 | 15 | $729K |
| 2015 | 17 | $916K |
| 2016 | 10 | $535K |
| 2017 | 7 | $336K |
| 2023 | 1 | $360K |
Related SBA lenders
Other lenders active in Massachusetts or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Monson Savings Bank: frequently asked questions
Does Monson Savings Bank offer SBA loans?
Yes. Monson Savings Bank appears in the public SBA data with 124 funded SBA 7(a) loans totaling $10.5M.
How many SBA loans has Monson Savings Bank made?
Monson Savings Bank is associated with 124 SBA 7(a) loans totaling $10.5M in the public SBA data (as of 2026-03-31).
What is Monson Savings Bank's SBA charge-off rate?
About 1.6% of Monson Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Monson Savings Bank do most of its SBA lending?
Monson Savings Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Retail Trade.
Is Monson Savings Bank an SBA Preferred Lender (PLP)?
The loan record shows Monson Savings Bank operating under PLP delegated authority: 1 of its 7(a) loans (0.8%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Monson Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/monson-savings-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.