SBA lending by metro area
SBA lenders in Amherst Town, MA
Which lenders fund Amherst Town-area businesses, how much, and how the market compares with Massachusetts: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Amherst Town area
Ranked by SBA volume funded to businesses located in the Amherst Town metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Granite State Economic Development Corporation | 37 | $22.8M | $616K | not reported |
| 2 | New England Certified Development Corporation | 22 | $18.3M | $831K | not reported |
| 3 | Bay Colony Development Corporation | 8 | $8.3M | $1.0M | not reported |
| 4 | Florence Bank | 84 | $8.2M | $98K | 1.19% |
| 5 | Greenfield Savings Bank | 39 | $5.0M | $129K | 2.56% |
| 6 | Live Oak Banking Company | 6 | $4.6M | $763K | not reported |
| 7 | Beacon Bank and Trust | 32 | $3.5M | $111K | 6.25% |
| 8 | bankESB | 23 | $2.7M | $118K | 4.35% |
| 9 | Manufacturers and Traders Trust Company | 31 | $2.6M | $85K | 3.23% |
| 10 | Greenfield Co-Operative Bank | 20 | $2.5M | $125K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Amherst Town compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Amherst Town area | $100K | 14.1% ▲ 1.3 pts |
| Massachusetts | $100K | 12.9% |
| United States | $179K | 11.2% |
What gets funded in Amherst Town
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 86 | $38.7M |
| Retail Trade | 71 | $16.8M |
| Manufacturing | 40 | $13.1M |
| Health Care and Social Assistance | 47 | $9.7M |
| Construction | 55 | $8.7M |
| Other Services | 44 | $7.8M |
| Arts, Entertainment, Recreation | 26 | $5.3M |
| Educational Services | 14 | $4.5M |
SBA lending in Amherst Town by year
Geography, precisely
"Amherst Town area" here means the Amherst Town-Northampton, MA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Hampshire County, MA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.