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SBA lender profile

MVB Bank, Inc.

MVB Bank, Inc. appears in the public SBA loan data with 341 funded 7(a) loans since FY2010, totaling $243.7M, an average of $715K per loan, and an estimated 5,337 jobs supported. Its SBA lending concentrates in West Virginia and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 2.1%. 40.5% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 78
Scale 80
Activity 79
Consistency 67

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
341
Since FY2010
Total volume
$243.7M
Average loan size
$715K
7(a) charge-off rate
2.1%
Share of 7(a) loans charged off
Jobs supported (reported)
5,337
Programs
7(a)

Is MVB Bank, Inc. the right lender for you?

Lenders fund what they know. MVB Bank, Inc.'s SBA lending concentrates in West Virginia (152 loans) and Health Care and Social Assistance (64 loans), at an average loan of $715K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where MVB Bank, Inc. lends

Top states by funded SBA volume.

StateLoansTotal volume
West Virginia 152 $44.2M
Florida 16 $22.9M
Texas 15 $20.4M
California 20 $20.4M
Ohio 16 $13.8M
Colorado 8 $12.5M

Metro areas where MVB Bank, Inc. funds

What MVB Bank, Inc. funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Health Care and Social Assistance 64 $38.0M
Retail Trade 46 $32.1M
Finance and Insurance 27 $27.2M
Other Services 37 $26.5M
Construction 29 $24.0M
Professional and Technical Services 27 $23.1M

MVB Bank, Inc. SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201022$7.6M
201110$4.2M
201240$20.9M
20135$1.3M
201412$1.9M
201513$4.3M
201621$3.3M
201713$1.4M
201819$2.6M
201920$2.5M
202016$2.0M
202149$35.7M
202276$116.2M
202324$35.5M
20241$4.4M

Related SBA lenders

Other lenders active in West Virginia or in Health Care and Social Assistance.

Comparing lenders? See how to choose an SBA lender by track record.

MVB Bank, Inc.: frequently asked questions

Does MVB Bank, Inc. offer SBA loans?

Yes. MVB Bank, Inc. appears in the public SBA data with 341 funded SBA 7(a) loans totaling $243.7M.

How many SBA loans has MVB Bank, Inc. made?

MVB Bank, Inc. is associated with 341 SBA 7(a) loans totaling $243.7M in the public SBA data (as of 2026-03-31).

What is MVB Bank, Inc.'s SBA charge-off rate?

About 2.1% of MVB Bank, Inc.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does MVB Bank, Inc. do most of its SBA lending?

MVB Bank, Inc.'s SBA lending in the data is most concentrated in West Virginia, and by industry in Health Care and Social Assistance.

Is MVB Bank, Inc. an SBA Preferred Lender (PLP)?

The loan record shows MVB Bank, Inc. operating under PLP delegated authority: 138 of its 7(a) loans (40.5%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For MVB Bank, Inc.

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of MVB Bank, Inc.'s 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). MVB Bank, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mvb-bank-inc/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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