SBA lender profile
Ocean State CU
Ocean State CU appears in the public SBA loan data with 7 funded 7(a) loans since FY2010, totaling $1.1M, an average of $157K per loan, and an estimated 126 jobs supported. Its SBA lending concentrates in Rhode Island and the Manufacturing sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Ocean State CU the right lender for you?
Ocean State CU appears in the SBA record with 7 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Ocean State CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Rhode Island | 5 | $827K |
| Massachusetts | 2 | $275K |
What Ocean State CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 3 | $602K |
| Other Services | 2 | $275K |
| Professional and Technical Services | 2 | $225K |
Ocean State CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $627K |
| 2011 | 3 | $475K |
Related SBA lenders
Other lenders active in Rhode Island or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Ocean State CU: frequently asked questions
Does Ocean State CU offer SBA loans?
Yes. Ocean State CU appears in the public SBA data with 7 funded SBA 7(a) loans totaling $1.1M.
How many SBA loans has Ocean State CU made?
Ocean State CU is associated with 7 SBA 7(a) loans totaling $1.1M in the public SBA data (as of 2026-03-31).
What is Ocean State CU's SBA charge-off rate?
Ocean State CU appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Ocean State CU do most of its SBA lending?
Ocean State CU's SBA lending in the data is most concentrated in Rhode Island, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Ocean State CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ocean-state-cu/
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