SBA lender profile
One American Bank
One American Bank appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $9.6M, an average of $637K per loan, and an estimated 386 jobs supported. Its SBA lending concentrates in South Dakota and the Manufacturing sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is One American Bank the right lender for you?
One American Bank appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $360M
- Headquarters
- Centerville, SD
- FDIC cert
- #6078
- Status
- Active
Where One American Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 15 | $9.6M |
Metro areas where One American Bank funds
What One American Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 8 | $7.0M |
| Retail Trade | 1 | $1.1M |
| Construction | 2 | $574K |
| Professional and Technical Services | 1 | $412K |
| Administrative and Support | 1 | $225K |
| Accommodation and Food Services | 1 | $186K |
One American Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.0M |
| 2011 | 1 | $1.0M |
| 2012 | 2 | $1.0M |
| 2013 | 1 | $1.0M |
| 2014 | 1 | $1.0M |
| 2015 | 2 | $1.4M |
| 2016 | 1 | $500K |
| 2017 | 2 | $725K |
| 2019 | 1 | $1.1M |
| 2020 | 2 | $574K |
| 2021 | 1 | $186K |
Related SBA lenders
Other lenders active in South Dakota or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
One American Bank: frequently asked questions
Does One American Bank offer SBA loans?
Yes. One American Bank appears in the public SBA data with 15 funded SBA 7(a) loans totaling $9.6M.
How many SBA loans has One American Bank made?
One American Bank is associated with 15 SBA 7(a) loans totaling $9.6M in the public SBA data (as of 2026-03-31).
What is One American Bank's SBA charge-off rate?
One American Bank appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does One American Bank do most of its SBA lending?
One American Bank's SBA lending in the data is most concentrated in South Dakota, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). One American Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/one-american-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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