SBA lender profile
Peoples Trust Company of St. Albans
Peoples Trust Company of St. Albans appears in the public SBA loan data with 26 funded 7(a) loans totaling $2.2M, an average of $84K per loan, and an estimated 311 jobs supported. Its SBA lending concentrates in Vermont and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
26
Total volume
$2.2M
Average loan size
$84K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
311
Programs
7(a)
Bank profile
via FDIC- Total assets
- $380M
- Headquarters
- Saint Albans, VT
- FDIC cert
- #14168
- Status
- Active
Where Peoples Trust Company of St. Albans lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 26 | $2.2M |
What Peoples Trust Company of St. Albans funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 9 | $877K |
| Arts, Entertainment, Recreation | 3 | $314K |
| Transportation and Warehousing | 1 | $265K |
| Public Administration | 2 | $215K |
| Health Care and Social Assistance | 2 | $175K |
| Retail Trade | 4 | $147K |
Peoples Trust Company of St. Albans SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $50K |
| 2021 | 5 | $325K |
| 2022 | 9 | $966K |
| 2023 | 6 | $426K |
| 2024 | 3 | $370K |
| 2025 | 2 | $55K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Peoples Trust Company of St. Albans's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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