SBA lender profile
Peoples Trust Company of St. Albans
Peoples Trust Company of St. Albans appears in the public SBA loan data with 128 funded 7(a) loans since FY2010, totaling $12.5M, an average of $98K per loan, and an estimated 1,138 jobs supported. Its SBA lending concentrates in Vermont and the Other Services sector. Across its 7(a) loans, the charge-off rate is 3.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 67
- Scale 38
- Activity 23
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Peoples Trust Company of St. Albans the right lender for you?
Lenders fund what they know. Peoples Trust Company of St. Albans's SBA lending concentrates in Vermont (128 loans) and Other Services (15 loans), at an average loan of $98K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $380M
- Headquarters
- Saint Albans, VT
- FDIC cert
- #14168
- Status
- Active
Where Peoples Trust Company of St. Albans lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 128 | $12.5M |
Metro areas where Peoples Trust Company of St. Albans funds
What Peoples Trust Company of St. Albans funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 15 | $4.0M |
| Agriculture, Forestry, Fishing | 24 | $2.2M |
| Manufacturing | 15 | $1.4M |
| Administrative and Support | 7 | $940K |
| Retail Trade | 14 | $796K |
| Construction | 16 | $690K |
Peoples Trust Company of St. Albans SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $791K |
| 2011 | 8 | $419K |
| 2012 | 7 | $378K |
| 2013 | 10 | $782K |
| 2014 | 15 | $698K |
| 2015 | 23 | $3.1M |
| 2016 | 12 | $2.5M |
| 2017 | 10 | $465K |
| 2018 | 9 | $1.0M |
| 2019 | 3 | $195K |
| 2020 | 1 | $50K |
| 2021 | 5 | $325K |
| 2022 | 9 | $966K |
| 2023 | 6 | $426K |
| 2024 | 3 | $370K |
| 2025 | 2 | $55K |
Related SBA lenders
Other lenders active in Vermont or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Peoples Trust Company of St. Albans: frequently asked questions
Does Peoples Trust Company of St. Albans offer SBA loans?
Yes. Peoples Trust Company of St. Albans appears in the public SBA data with 128 funded SBA 7(a) loans totaling $12.5M.
How many SBA loans has Peoples Trust Company of St. Albans made?
Peoples Trust Company of St. Albans is associated with 128 SBA 7(a) loans totaling $12.5M in the public SBA data (as of 2026-03-31).
What is Peoples Trust Company of St. Albans's SBA charge-off rate?
About 3.9% of Peoples Trust Company of St. Albans's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Peoples Trust Company of St. Albans do most of its SBA lending?
Peoples Trust Company of St. Albans's SBA lending in the data is most concentrated in Vermont, and by industry in Other Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Peoples Trust Company of St. Albans SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peoples-trust-company-of-st-albans/
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