SBA lender profile
Pioneer Bank & Trust
Pioneer Bank & Trust appears in the public SBA loan data with 49 funded 7(a) loans since FY2010, totaling $11.0M, an average of $225K per loan, and an estimated 339 jobs supported. Its SBA lending concentrates in South Dakota and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 22
- Activity 26
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Pioneer Bank & Trust the right lender for you?
Lenders fund what they know. Pioneer Bank & Trust's SBA lending concentrates in South Dakota (47 loans) and Accommodation and Food Services (6 loans), at an average loan of $225K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $986M
- Headquarters
- Belle Fourche, SD
- FDIC cert
- #15562
- Status
- Active
Where Pioneer Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 47 | $8.7M |
| Wyoming | 2 | $2.3M |
Metro areas where Pioneer Bank & Trust funds
What Pioneer Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 6 | $3.6M |
| Health Care and Social Assistance | 9 | $1.8M |
| Retail Trade | 6 | $1.5M |
| Manufacturing | 2 | $780K |
| Construction | 3 | $713K |
| Information | 3 | $700K |
Pioneer Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $500K |
| 2011 | 2 | $120K |
| 2012 | 2 | $556K |
| 2013 | 3 | $228K |
| 2015 | 1 | $166K |
| 2016 | 2 | $410K |
| 2017 | 2 | $274K |
| 2018 | 3 | $330K |
| 2020 | 4 | $2.1M |
| 2021 | 8 | $1.5M |
| 2022 | 7 | $3.4M |
| 2023 | 5 | $822K |
| 2024 | 4 | $179K |
| 2025 | 2 | $114K |
| 2026 | 3 | $261K |
Related SBA lenders
Other lenders active in South Dakota or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Pioneer Bank & Trust: frequently asked questions
Does Pioneer Bank & Trust offer SBA loans?
Yes. Pioneer Bank & Trust appears in the public SBA data with 49 funded SBA 7(a) loans totaling $11.0M.
How many SBA loans has Pioneer Bank & Trust made?
Pioneer Bank & Trust is associated with 49 SBA 7(a) loans totaling $11.0M in the public SBA data (as of 2026-03-31).
What is Pioneer Bank & Trust's SBA charge-off rate?
About 2.0% of Pioneer Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Pioneer Bank & Trust do most of its SBA lending?
Pioneer Bank & Trust's SBA lending in the data is most concentrated in South Dakota, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Pioneer Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pioneer-bank-trust/
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