SBA lender profile
Plains Commerce Bank
Plains Commerce Bank appears in the public SBA loan data with 23 funded 7(a) loans since FY2010, totaling $7.6M, an average of $330K per loan, and an estimated 289 jobs supported. Its SBA lending concentrates in South Dakota and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 8.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 58
- Scale 8
- Activity 18
- Consistency 45
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Plains Commerce Bank the right lender for you?
Lenders fund what they know. Plains Commerce Bank's SBA lending concentrates in South Dakota (18 loans) and Agriculture, Forestry, Fishing (1 loan), at an average loan of $330K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Sioux Falls, SD
- FDIC cert
- #1678
- Status
- Active
Where Plains Commerce Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 18 | $6.6M |
| North Dakota | 4 | $492K |
| Iowa | 1 | $438K |
What Plains Commerce Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 1 | $4.2M |
| Manufacturing | 6 | $1.6M |
| Retail Trade | 3 | $684K |
| Accommodation and Food Services | 3 | $478K |
| Health Care and Social Assistance | 3 | $241K |
| Professional and Technical Services | 2 | $151K |
Plains Commerce Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 2 | $584K |
| 2012 | 5 | $258K |
| 2014 | 3 | $4.4M |
| 2015 | 1 | $80K |
| 2016 | 2 | $185K |
| 2017 | 1 | $300K |
| 2018 | 7 | $1.3M |
| 2023 | 2 | $434K |
Related SBA lenders
Other lenders active in South Dakota or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
Plains Commerce Bank: frequently asked questions
Does Plains Commerce Bank offer SBA loans?
Yes. Plains Commerce Bank appears in the public SBA data with 23 funded SBA 7(a) loans totaling $7.6M.
How many SBA loans has Plains Commerce Bank made?
Plains Commerce Bank is associated with 23 SBA 7(a) loans totaling $7.6M in the public SBA data (as of 2026-03-31).
What is Plains Commerce Bank's SBA charge-off rate?
About 8.7% of Plains Commerce Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Plains Commerce Bank do most of its SBA lending?
Plains Commerce Bank's SBA lending in the data is most concentrated in South Dakota, and by industry in Agriculture, Forestry, Fishing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Plains Commerce Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/plains-commerce-bank/
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