SBA lender profile
Pony Express Bank
Pony Express Bank appears in the public SBA loan data with 16 funded 7(a) loans since FY2010, totaling $10.0M, an average of $622K per loan, and an estimated 214 jobs supported. Its SBA lending concentrates in Missouri and the Construction sector. With only 16 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Pony Express Bank the right lender for you?
Pony Express Bank appears in the SBA record with 16 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $377M
- Headquarters
- Braymer, MO
- FDIC cert
- #4526
- Status
- Active
Where Pony Express Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 16 | $10.0M |
What Pony Express Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 1 | $3.6M |
| Information | 4 | $3.3M |
| Other Services | 2 | $1.1M |
| Retail Trade | 2 | $787K |
| Manufacturing | 1 | $500K |
| Arts, Entertainment, Recreation | 1 | $334K |
Pony Express Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $962K |
| 2011 | 1 | $90K |
| 2012 | 4 | $2.4M |
| 2013 | 1 | $75K |
| 2014 | 1 | $653K |
| 2018 | 1 | $125K |
| 2021 | 2 | $4.1M |
| 2022 | 1 | $334K |
| 2023 | 2 | $739K |
| 2025 | 1 | $500K |
Related SBA lenders
Other lenders active in Missouri or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Pony Express Bank: frequently asked questions
Does Pony Express Bank offer SBA loans?
Yes. Pony Express Bank appears in the public SBA data with 16 funded SBA 7(a) loans totaling $10.0M.
How many SBA loans has Pony Express Bank made?
Pony Express Bank is associated with 16 SBA 7(a) loans totaling $10.0M in the public SBA data (as of 2026-03-31).
What is Pony Express Bank's SBA charge-off rate?
Pony Express Bank appears with only 16 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Pony Express Bank do most of its SBA lending?
Pony Express Bank's SBA lending in the data is most concentrated in Missouri, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Pony Express Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pony-express-bank/
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