SBA lender profile
OakStar Bank
OakStar Bank appears in the public SBA loan data with 1,188 funded 7(a) loans since FY2010, totaling $841.9M, an average of $709K per loan, and an estimated 11,590 jobs supported. Its SBA lending concentrates in Missouri and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.0%. 66.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 66
- Scale 93
- Activity 94
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is OakStar Bank the right lender for you?
Lenders fund what they know. OakStar Bank's SBA lending concentrates in Missouri (827 loans) and Accommodation and Food Services (228 loans), at an average loan of $709K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.1B
- Headquarters
- Springfield, MO
- FDIC cert
- #58115
- Status
- Active
Where OakStar Bank lends
Top states by funded SBA volume.
Metro areas where OakStar Bank funds
What OakStar Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 228 | $184.7M |
| Retail Trade | 175 | $122.2M |
| Construction | 103 | $83.2M |
| Manufacturing | 101 | $76.6M |
| Health Care and Social Assistance | 90 | $74.9M |
| Wholesale Trade | 56 | $67.4M |
OakStar Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 62 | $37.5M |
| 2011 | 86 | $66.7M |
| 2012 | 55 | $36.6M |
| 2013 | 64 | $39.6M |
| 2014 | 18 | $14.5M |
| 2015 | 47 | $35.7M |
| 2016 | 52 | $27.8M |
| 2017 | 57 | $23.0M |
| 2018 | 71 | $52.1M |
| 2019 | 62 | $37.7M |
| 2020 | 51 | $34.5M |
| 2021 | 109 | $89.9M |
| 2022 | 75 | $43.9M |
| 2023 | 74 | $65.5M |
| 2024 | 121 | $108.3M |
| 2025 | 140 | $91.2M |
| 2026 | 44 | $37.3M |
Related SBA lenders
Other lenders active in Missouri or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
OakStar Bank: frequently asked questions
Does OakStar Bank offer SBA loans?
Yes. OakStar Bank appears in the public SBA data with 1,188 funded SBA 7(a) loans totaling $841.9M.
How many SBA loans has OakStar Bank made?
OakStar Bank is associated with 1,188 SBA 7(a) loans totaling $841.9M in the public SBA data (as of 2026-03-31).
What is OakStar Bank's SBA charge-off rate?
About 4.0% of OakStar Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does OakStar Bank do most of its SBA lending?
OakStar Bank's SBA lending in the data is most concentrated in Missouri, and by industry in Accommodation and Food Services.
Is OakStar Bank an SBA Preferred Lender (PLP)?
The loan record shows OakStar Bank operating under PLP delegated authority: 793 of its 7(a) loans (66.8%) were processed through the Preferred Lenders Program, including 216 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). OakStar Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/oakstar-bank/
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