SBA lender profile
OakStar Bank
OakStar Bank appears in the public SBA loan data with 614 funded 7(a) loans totaling $470.6M, an average of $767K per loan, and an estimated 7,091 jobs supported. Its SBA lending concentrates in Missouri and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
614
Total volume
$470.6M
Average loan size
$767K
Charge-off rate
0.5%
Share of funded loans charged off
Jobs supported (reported)
7,091
Programs
7(a)
Bank profile
via FDIC- Total assets
- $3.1B
- Headquarters
- Springfield, MO
- FDIC cert
- #58115
- Status
- Active
Where OakStar Bank lends
Top states by funded SBA volume.
What OakStar Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 81 | $69.4M |
| Accommodation and Food Services | 67 | $51.8M |
| Health Care and Social Assistance | 54 | $49.6M |
| Manufacturing | 60 | $47.1M |
| Professional and Technical Services | 53 | $46.3M |
| Construction | 63 | $46.0M |
OakStar Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 51 | $34.5M |
| 2021 | 109 | $89.9M |
| 2022 | 75 | $43.9M |
| 2023 | 74 | $65.5M |
| 2024 | 121 | $108.3M |
| 2025 | 140 | $91.2M |
| 2026 | 44 | $37.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of OakStar Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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