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SBA lender profile

Resource One CU

Resource One CU appears in the public SBA loan data with 19 funded 7(a) loans since FY2010, totaling $2.2M, an average of $114K per loan, and an estimated 174 jobs supported. Its SBA lending concentrates in Texas and the Health Care and Social Assistance sector. With only 19 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
19
Since FY2010
Total volume
$2.2M
Average loan size
$114K
7(a) charge-off rate
Insufficient data
Only 19 7(a) loans in the data
Jobs supported (reported)
174
Programs
7(a)

Is Resource One CU the right lender for you?

Resource One CU appears in the SBA record with 19 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Resource One CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 19 $2.2M

What Resource One CU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Health Care and Social Assistance 6 $986K
Manufacturing 1 $260K
Retail Trade 2 $177K
Other Services 1 $173K
Wholesale Trade 1 $150K
Educational Services 3 $140K

Resource One CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20141$218K
20152$97K
20163$194K
20173$122K
20182$465K
20202$273K
20223$428K
20233$362K

Related SBA lenders

Other lenders active in Texas or in Health Care and Social Assistance.

Comparing lenders? See how to choose an SBA lender by track record.

Resource One CU: frequently asked questions

Does Resource One CU offer SBA loans?

Yes. Resource One CU appears in the public SBA data with 19 funded SBA 7(a) loans totaling $2.2M.

How many SBA loans has Resource One CU made?

Resource One CU is associated with 19 SBA 7(a) loans totaling $2.2M in the public SBA data (as of 2026-03-31).

What is Resource One CU's SBA charge-off rate?

Resource One CU appears with only 19 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Resource One CU do most of its SBA lending?

Resource One CU's SBA lending in the data is most concentrated in Texas, and by industry in Health Care and Social Assistance.

For Resource One CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Resource One CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Resource One CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/resource-one-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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