SBA lender profile
Schertz Bank & Trust
Schertz Bank & Trust appears in the public SBA loan data with 11 funded 7(a) loans totaling $8.0M, an average of $731K per loan, and an estimated 294 jobs supported. Its SBA lending concentrates in Texas and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 9.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
11
Total volume
$8.0M
Average loan size
$731K
Charge-off rate
9.1%
Share of funded loans charged off
Jobs supported (reported)
294
Programs
7(a)
Bank profile
via FDIC- Total assets
- $762M
- Headquarters
- Schertz, TX
- FDIC cert
- #10344
- Status
- Active
Where Schertz Bank & Trust lends
Top states by funded SBA volume.
What Schertz Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 1 | $3.3M |
| Other Services | 2 | $2.0M |
| Wholesale Trade | 1 | $657K |
| Real Estate | 1 | $602K |
| Professional and Technical Services | 1 | $446K |
| Administrative and Support | 2 | $426K |
Schertz Bank & Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 3 | $4.1M |
| 2021 | 2 | $819K |
| 2022 | 4 | $1.2M |
| 2023 | 2 | $2.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Schertz Bank & Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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