SBA lender profile
Seaboard FCU
Seaboard FCU appears in the public SBA loan data with 48 funded 7(a) loans since FY2010, totaling $2.9M, an average of $60K per loan, and an estimated 210 jobs supported. Its SBA lending concentrates in Maine and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 4.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 66
- Scale 5
- Activity 22
- Consistency 72
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Seaboard FCU the right lender for you?
Lenders fund what they know. Seaboard FCU's SBA lending concentrates in Maine (47 loans) and Wholesale Trade (4 loans), at an average loan of $60K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Seaboard FCU lends
Top states by funded SBA volume.
Metro areas where Seaboard FCU funds
What Seaboard FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 4 | $576K |
| Agriculture, Forestry, Fishing | 12 | $495K |
| Retail Trade | 4 | $308K |
| Construction | 6 | $303K |
| Arts, Entertainment, Recreation | 2 | $248K |
| Transportation and Warehousing | 5 | $247K |
Seaboard FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $40K |
| 2012 | 1 | $53K |
| 2014 | 4 | $337K |
| 2016 | 10 | $678K |
| 2017 | 6 | $193K |
| 2018 | 5 | $242K |
| 2019 | 4 | $270K |
| 2020 | 3 | $101K |
| 2021 | 1 | $85K |
| 2022 | 3 | $88K |
| 2023 | 2 | $244K |
| 2024 | 4 | $401K |
| 2025 | 3 | $114K |
| 2026 | 1 | $55K |
Related SBA lenders
Other lenders active in Maine or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Seaboard FCU: frequently asked questions
Does Seaboard FCU offer SBA loans?
Yes. Seaboard FCU appears in the public SBA data with 48 funded SBA 7(a) loans totaling $2.9M.
How many SBA loans has Seaboard FCU made?
Seaboard FCU is associated with 48 SBA 7(a) loans totaling $2.9M in the public SBA data (as of 2026-03-31).
What is Seaboard FCU's SBA charge-off rate?
About 4.2% of Seaboard FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Seaboard FCU do most of its SBA lending?
Seaboard FCU's SBA lending in the data is most concentrated in Maine, and by industry in Wholesale Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Seaboard FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/seaboard-fcu/
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