SBA lender profile
South Shore Bank
South Shore Bank appears in the public SBA loan data with 357 funded 7(a) loans since FY2010, totaling $38.0M, an average of $106K per loan, and an estimated 3,078 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.5%. 14.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 64
- Activity 41
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is South Shore Bank the right lender for you?
Lenders fund what they know. South Shore Bank's SBA lending concentrates in Massachusetts (353 loans) and Construction (77 loans), at an average loan of $106K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.6B
- Headquarters
- South Weymouth, MA
- FDIC cert
- #90303
- Status
- Active
Where South Shore Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 353 | $35.0M |
| Rhode Island | 1 | $2.7M |
| New Hampshire | 3 | $350K |
What South Shore Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 77 | $7.5M |
| Retail Trade | 29 | $6.4M |
| Manufacturing | 42 | $5.7M |
| Health Care and Social Assistance | 34 | $4.7M |
| Other Services | 32 | $2.8M |
| Wholesale Trade | 17 | $2.0M |
South Shore Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 25 | $2.1M |
| 2011 | 40 | $3.1M |
| 2012 | 33 | $1.4M |
| 2013 | 43 | $3.0M |
| 2014 | 50 | $2.7M |
| 2015 | 37 | $2.4M |
| 2016 | 35 | $2.8M |
| 2017 | 15 | $876K |
| 2018 | 22 | $4.3M |
| 2019 | 10 | $1.9M |
| 2020 | 14 | $5.2M |
| 2021 | 12 | $3.1M |
| 2022 | 5 | $742K |
| 2023 | 2 | $493K |
| 2025 | 10 | $3.2M |
| 2026 | 4 | $692K |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
South Shore Bank: frequently asked questions
Does South Shore Bank offer SBA loans?
Yes. South Shore Bank appears in the public SBA data with 357 funded SBA 7(a) loans totaling $38.0M.
How many SBA loans has South Shore Bank made?
South Shore Bank is associated with 357 SBA 7(a) loans totaling $38.0M in the public SBA data (as of 2026-03-31).
What is South Shore Bank's SBA charge-off rate?
About 2.5% of South Shore Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does South Shore Bank do most of its SBA lending?
South Shore Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
Is South Shore Bank an SBA Preferred Lender (PLP)?
The loan record shows South Shore Bank operating under PLP delegated authority: 52 of its 7(a) loans (14.6%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). South Shore Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/south-shore-bank/
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