SBA lender profile
Southern Independent Bank
Southern Independent Bank appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $1.3M, an average of $625K per loan, and an estimated 27 jobs supported. Its SBA lending concentrates in Alabama and the Construction sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Southern Independent Bank the right lender for you?
Southern Independent Bank appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Southern Independent Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Alabama | 2 | $1.3M |
What Southern Independent Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 2 | $1.3M |
Southern Independent Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2012 | 1 | $750K |
| 2013 | 1 | $500K |
Related SBA lenders
Other lenders active in Alabama or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Southern Independent Bank: frequently asked questions
Does Southern Independent Bank offer SBA loans?
Yes. Southern Independent Bank appears in the public SBA data with 2 funded SBA 7(a) loans totaling $1.3M.
How many SBA loans has Southern Independent Bank made?
Southern Independent Bank is associated with 2 SBA 7(a) loans totaling $1.3M in the public SBA data (as of 2026-03-31).
What is Southern Independent Bank's SBA charge-off rate?
Southern Independent Bank appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Southern Independent Bank do most of its SBA lending?
Southern Independent Bank's SBA lending in the data is most concentrated in Alabama, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Southern Independent Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/southern-independent-bank/
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