SBA lender profile
Birmingham Citywide Local Development Company
Birmingham Citywide Local Development Company appears in the public SBA loan data with 355 funded 504 loans totaling $256.9M, an average of $724K per loan, and an estimated 4,182 jobs supported. Its SBA lending concentrates in Alabama and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
355
Total volume
$256.9M
Average loan size
$724K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
4,182
Programs
504
Birmingham Citywide Local Development Company is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Birmingham Citywide Local Development Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Alabama | 345 | $248.6M |
| Tennessee | 4 | $3.1M |
| Florida | 3 | $2.7M |
| Georgia | 2 | $2.4M |
| Puerto Rico | 1 | $106K |
What Birmingham Citywide Local Development Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 63 | $57.3M |
| Health Care and Social Assistance | 44 | $39.0M |
| Manufacturing | 41 | $31.3M |
| Retail Trade | 43 | $27.2M |
| Other Services | 37 | $22.2M |
| Arts, Entertainment, Recreation | 19 | $17.1M |
Birmingham Citywide Local Development Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 44 | $16.1M |
| 2011 | 38 | $20.3M |
| 2012 | 33 | $20.6M |
| 2013 | 33 | $13.3M |
| 2014 | 22 | $12.6M |
| 2015 | 24 | $19.0M |
| 2016 | 20 | $8.8M |
| 2017 | 28 | $29.9M |
| 2018 | 20 | $17.6M |
| 2019 | 11 | $7.7M |
| 2020 | 16 | $15.8M |
| 2021 | 23 | $25.2M |
| 2022 | 13 | $13.4M |
| 2023 | 8 | $9.7M |
| 2024 | 8 | $6.6M |
| 2025 | 10 | $17.3M |
| 2026 | 4 | $3.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Birmingham Citywide Local Development Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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