SBA lender profile
Southern Development Council
Southern Development Council appears in the public SBA loan data with 520 funded 504 loans since FY2010, totaling $376.5M, an average of $724K per loan, and an estimated 5,330 jobs supported. Its SBA lending concentrates in Alabama and the Accommodation and Food Services sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 85
- Activity 84
- Consistency 87
Track record is 7(a)-only; Southern Development Council appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Southern Development Council the right lender for you?
Lenders fund what they know. Southern Development Council's SBA lending concentrates in Alabama (500 loans) and Accommodation and Food Services (114 loans), at an average loan of $724K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Southern Development Council is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Southern Development Council lends
Top states by funded SBA volume.
Metro areas where Southern Development Council funds
What Southern Development Council funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 114 | $115.8M |
| Retail Trade | 71 | $48.3M |
| Health Care and Social Assistance | 73 | $43.6M |
| Other Services | 51 | $38.1M |
| Manufacturing | 46 | $33.9M |
| Arts, Entertainment, Recreation | 21 | $15.7M |
Southern Development Council SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 40 | $22.4M |
| 2011 | 60 | $33.0M |
| 2012 | 67 | $48.2M |
| 2013 | 35 | $23.9M |
| 2014 | 26 | $14.4M |
| 2015 | 27 | $10.9M |
| 2016 | 26 | $16.4M |
| 2017 | 19 | $10.4M |
| 2018 | 20 | $13.6M |
| 2019 | 27 | $11.9M |
| 2020 | 32 | $30.7M |
| 2021 | 43 | $37.7M |
| 2022 | 28 | $22.2M |
| 2023 | 15 | $16.0M |
| 2024 | 17 | $22.0M |
| 2025 | 24 | $25.0M |
| 2026 | 14 | $17.7M |
Related SBA lenders
Other lenders active in Alabama or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Southern Development Council: frequently asked questions
Does Southern Development Council offer SBA loans?
Yes. Southern Development Council appears in the public SBA data with 520 funded SBA 504 loans totaling $376.5M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Southern Development Council made?
Southern Development Council is associated with 520 SBA 504 loans totaling $376.5M in the public SBA data (as of 2026-03-31).
What is Southern Development Council's SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Southern Development Council appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Southern Development Council do most of its SBA lending?
Southern Development Council's SBA lending in the data is most concentrated in Alabama, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Southern Development Council SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/southern-development-council/
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