SBA lender profile
Springs Valley Bank & Trust Company
Springs Valley Bank & Trust Company appears in the public SBA loan data with 54 funded 7(a) loans since FY2010, totaling $23.1M, an average of $428K per loan, and an estimated 435 jobs supported. Its SBA lending concentrates in Indiana and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 34
- Activity 25
- Consistency 63
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Springs Valley Bank & Trust Company the right lender for you?
Lenders fund what they know. Springs Valley Bank & Trust Company's SBA lending concentrates in Indiana (54 loans) and Accommodation and Food Services (9 loans), at an average loan of $428K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $644M
- Headquarters
- French Lick, IN
- FDIC cert
- #4419
- Status
- Active
Where Springs Valley Bank & Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Indiana | 54 | $23.1M |
Metro areas where Springs Valley Bank & Trust Company funds
What Springs Valley Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 9 | $6.3M |
| Manufacturing | 14 | $5.7M |
| Retail Trade | 9 | $2.7M |
| Professional and Technical Services | 1 | $2.4M |
| Real Estate | 2 | $2.2M |
| Other Services | 7 | $1.4M |
Springs Valley Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $115K |
| 2013 | 9 | $6.5M |
| 2014 | 2 | $2.8M |
| 2015 | 1 | $608K |
| 2016 | 5 | $833K |
| 2017 | 6 | $4.1M |
| 2019 | 1 | $1.9M |
| 2020 | 6 | $1.4M |
| 2021 | 8 | $2.6M |
| 2022 | 7 | $1.3M |
| 2023 | 7 | $774K |
| 2024 | 1 | $250K |
Related SBA lenders
Other lenders active in Indiana or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Springs Valley Bank & Trust Company: frequently asked questions
Does Springs Valley Bank & Trust Company offer SBA loans?
Yes. Springs Valley Bank & Trust Company appears in the public SBA data with 54 funded SBA 7(a) loans totaling $23.1M.
How many SBA loans has Springs Valley Bank & Trust Company made?
Springs Valley Bank & Trust Company is associated with 54 SBA 7(a) loans totaling $23.1M in the public SBA data (as of 2026-03-31).
What is Springs Valley Bank & Trust Company's SBA charge-off rate?
About 5.6% of Springs Valley Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Springs Valley Bank & Trust Company do most of its SBA lending?
Springs Valley Bank & Trust Company's SBA lending in the data is most concentrated in Indiana, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Springs Valley Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/springs-valley-bank-trust-company/
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