SBA lender profile
STAR Financial Bank
STAR Financial Bank appears in the public SBA loan data with 487 funded 7(a) loans since FY2010, totaling $96.2M, an average of $198K per loan, and an estimated 5,316 jobs supported. Its SBA lending concentrates in Indiana and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.1%. 18.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 76
- Activity 67
- Consistency 88
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is STAR Financial Bank the right lender for you?
Lenders fund what they know. STAR Financial Bank's SBA lending concentrates in Indiana (484 loans) and Construction (103 loans), at an average loan of $198K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $64M
- Headquarters
- Muncie, IN
- FDIC cert
- #14865
- Status
- Inactive
Where STAR Financial Bank lends
Top states by funded SBA volume.
Metro areas where STAR Financial Bank funds
What STAR Financial Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 103 | $20.8M |
| Manufacturing | 60 | $14.2M |
| Retail Trade | 35 | $10.9M |
| Health Care and Social Assistance | 57 | $9.2M |
| Wholesale Trade | 29 | $9.1M |
| Professional and Technical Services | 56 | $9.0M |
STAR Financial Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 51 | $6.0M |
| 2011 | 68 | $11.1M |
| 2012 | 37 | $8.0M |
| 2013 | 33 | $5.3M |
| 2014 | 37 | $7.4M |
| 2015 | 25 | $6.8M |
| 2016 | 20 | $4.9M |
| 2017 | 24 | $6.9M |
| 2018 | 18 | $3.9M |
| 2019 | 12 | $1.6M |
| 2020 | 19 | $2.9M |
| 2021 | 19 | $4.4M |
| 2022 | 19 | $10.2M |
| 2023 | 28 | $3.9M |
| 2024 | 37 | $4.8M |
| 2025 | 35 | $8.1M |
| 2026 | 5 | $140K |
Related SBA lenders
Other lenders active in Indiana or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
STAR Financial Bank: frequently asked questions
Does STAR Financial Bank offer SBA loans?
Yes. STAR Financial Bank appears in the public SBA data with 487 funded SBA 7(a) loans totaling $96.2M.
How many SBA loans has STAR Financial Bank made?
STAR Financial Bank is associated with 487 SBA 7(a) loans totaling $96.2M in the public SBA data (as of 2026-03-31).
What is STAR Financial Bank's SBA charge-off rate?
About 2.1% of STAR Financial Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does STAR Financial Bank do most of its SBA lending?
STAR Financial Bank's SBA lending in the data is most concentrated in Indiana, and by industry in Construction.
Is STAR Financial Bank an SBA Preferred Lender (PLP)?
The loan record shows STAR Financial Bank operating under PLP delegated authority: 90 of its 7(a) loans (18.5%) were processed through the Preferred Lenders Program, including 22 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). STAR Financial Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/star-financial-bank/
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