SBA lending by metro area
SBA lenders in Muncie, IN
Which lenders fund Muncie-area businesses, how much, and how the market compares with Indiana: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Muncie area
Ranked by SBA volume funded to businesses located in the Muncie metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Merchants Bank | 32 | $14.7M | $459K | 0.00% |
| 2 | Indiana Statewide Certified Development Corporation | 18 | $12.0M | $665K | not reported |
| 3 | STAR Financial Bank | 67 | $10.1M | $151K | 2.99% |
| 4 | Merchants Bank of Indiana | 5 | $8.7M | $1.7M | not reported |
| 5 | Premier Capital Corporation | 11 | $7.3M | $660K | not reported |
| 6 | Northwest Bank | 21 | $7.1M | $336K | 0.00% |
| 7 | The Huntington National Bank | 17 | $6.7M | $392K | not reported |
| 8 | Columbia Bank | 5 | $4.2M | $849K | not reported |
| 9 | Celtic Bank Corporation | 6 | $4.1M | $684K | not reported |
| 10 | PrimeTrust Financial FCU | 6 | $3.7M | $610K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Muncie compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Muncie area | $152K ▲ 1.3% | 10.4% ▼ 1.3 pts |
| Indiana | $150K | 11.7% |
| United States | $179K | 11.2% |
What gets funded in Muncie
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 42 | $31.3M |
| Accommodation and Food Services | 37 | $27.2M |
| Retail Trade | 43 | $25.9M |
| Health Care and Social Assistance | 33 | $9.4M |
| Other Services | 28 | $7.9M |
| Construction | 26 | $4.5M |
| Real Estate | 7 | $4.4M |
| Finance and Insurance | 7 | $4.2M |
SBA lending in Muncie by year
Geography, precisely
"Muncie area" here means the Muncie, IN metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Delaware County, IN. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.