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SBA lender profile

Texas Bank

Texas Bank appears in the public SBA loan data with 129 funded 7(a) loans since FY2010, totaling $46.0M, an average of $357K per loan, and an estimated 1,289 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 8.5%. 67.4% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 49
Scale 55
Activity 41
Consistency 81

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
129
Since FY2010
Total volume
$46.0M
Average loan size
$357K
7(a) charge-off rate
8.5%
Share of 7(a) loans charged off
Jobs supported (reported)
1,289
Programs
7(a)

Is Texas Bank the right lender for you?

Lenders fund what they know. Texas Bank's SBA lending concentrates in Texas (129 loans) and Accommodation and Food Services (21 loans), at an average loan of $357K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$57M
Headquarters
San Antonio, TX
FDIC cert
#18351
Status
Inactive

Where Texas Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 129 $46.0M

Metro areas where Texas Bank funds

What Texas Bank funds

Top industries by funded SBA volume.

Texas Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$470K
20113$2.0M
20123$416K
201311$1.3M
20148$865K
20158$6.0M
20168$3.2M
201710$1.6M
201811$2.9M
201919$5.0M
202010$3.2M
202112$10.0M
20225$5.3M
202310$1.6M
20246$871K
20252$1.3M
20261$100K

Related SBA lenders

Other lenders active in Texas or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Texas Bank: frequently asked questions

Does Texas Bank offer SBA loans?

Yes. Texas Bank appears in the public SBA data with 129 funded SBA 7(a) loans totaling $46.0M.

How many SBA loans has Texas Bank made?

Texas Bank is associated with 129 SBA 7(a) loans totaling $46.0M in the public SBA data (as of 2026-03-31).

What is Texas Bank's SBA charge-off rate?

About 8.5% of Texas Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Texas Bank do most of its SBA lending?

Texas Bank's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.

Is Texas Bank an SBA Preferred Lender (PLP)?

The loan record shows Texas Bank operating under PLP delegated authority: 87 of its 7(a) loans (67.4%) were processed through the Preferred Lenders Program, including 4 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Texas Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Texas Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Texas Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/texas-bank/

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