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SBA lender profile

Texas Dow Empl CU

Texas Dow Empl CU appears in the public SBA loan data with 52 funded 7(a) loans since FY2010, totaling $19.7M, an average of $378K per loan, and an estimated 547 jobs supported. Its SBA lending concentrates in Texas and the Construction sector. Across its 7(a) loans, the charge-off rate is 9.6%. 50.0% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 51
Scale 32
Activity 0
Consistency 49

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
52
Since FY2010
Total volume
$19.7M
Average loan size
$378K
7(a) charge-off rate
9.6%
Share of 7(a) loans charged off
Jobs supported (reported)
547
Programs
7(a)

Is Texas Dow Empl CU the right lender for you?

Lenders fund what they know. Texas Dow Empl CU's SBA lending concentrates in Texas (52 loans) and Construction (11 loans), at an average loan of $378K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Texas Dow Empl CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 52 $19.7M

What Texas Dow Empl CU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 11 $5.4M
Other Services 10 $5.3M
Accommodation and Food Services 9 $2.9M
Real Estate 3 $1.7M
Retail Trade 2 $1.1M
Health Care and Social Assistance 4 $1.0M

Texas Dow Empl CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20169$1.2M
201714$4.1M
201812$3.1M
20199$5.9M
20203$2.0M
20215$3.2M

Related SBA lenders

Other lenders active in Texas or in Construction.

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Texas Dow Empl CU: frequently asked questions

Does Texas Dow Empl CU offer SBA loans?

Yes. Texas Dow Empl CU appears in the public SBA data with 52 funded SBA 7(a) loans totaling $19.7M.

How many SBA loans has Texas Dow Empl CU made?

Texas Dow Empl CU is associated with 52 SBA 7(a) loans totaling $19.7M in the public SBA data (as of 2026-03-31).

What is Texas Dow Empl CU's SBA charge-off rate?

About 9.6% of Texas Dow Empl CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Texas Dow Empl CU do most of its SBA lending?

Texas Dow Empl CU's SBA lending in the data is most concentrated in Texas, and by industry in Construction.

Is Texas Dow Empl CU an SBA Preferred Lender (PLP)?

The loan record shows Texas Dow Empl CU operating under PLP delegated authority: 26 of its 7(a) loans (50.0%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Texas Dow Empl CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Texas Dow Empl CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Texas Dow Empl CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/texas-dow-empl-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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