SBA lender profile
Texas First Bank
Texas First Bank appears in the public SBA loan data with 92 funded 7(a) loans since FY2010, totaling $47.1M, an average of $512K per loan, and an estimated 1,400 jobs supported. Its SBA lending concentrates in Texas and the Other Services sector. Across its 7(a) loans, the charge-off rate is 2.2%. 80.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 51
- Activity 51
- Consistency 79
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Texas First Bank the right lender for you?
Lenders fund what they know. Texas First Bank's SBA lending concentrates in Texas (91 loans) and Other Services (21 loans), at an average loan of $512K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- College Station, TX
- FDIC cert
- #21960
- Status
- Inactive
Where Texas First Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 91 | $46.9M |
| California | 1 | $228K |
What Texas First Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 21 | $13.5M |
| Health Care and Social Assistance | 23 | $8.5M |
| Retail Trade | 9 | $5.5M |
| Accommodation and Food Services | 9 | $3.8M |
| Arts, Entertainment, Recreation | 4 | $3.7M |
| Transportation and Warehousing | 2 | $2.7M |
Texas First Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 15 | $3.5M |
| 2011 | 5 | $1.4M |
| 2012 | 5 | $1.1M |
| 2013 | 12 | $7.6M |
| 2014 | 9 | $1.9M |
| 2015 | 6 | $2.7M |
| 2016 | 8 | $5.3M |
| 2017 | 6 | $9.4M |
| 2018 | 4 | $3.0M |
| 2019 | 5 | $2.4M |
| 2020 | 3 | $596K |
| 2022 | 2 | $507K |
| 2023 | 4 | $2.6M |
| 2024 | 2 | $2.2M |
| 2025 | 4 | $1.5M |
| 2026 | 2 | $1.3M |
Related SBA lenders
Other lenders active in Texas or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Texas First Bank: frequently asked questions
Does Texas First Bank offer SBA loans?
Yes. Texas First Bank appears in the public SBA data with 92 funded SBA 7(a) loans totaling $47.1M.
How many SBA loans has Texas First Bank made?
Texas First Bank is associated with 92 SBA 7(a) loans totaling $47.1M in the public SBA data (as of 2026-03-31).
What is Texas First Bank's SBA charge-off rate?
About 2.2% of Texas First Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Texas First Bank do most of its SBA lending?
Texas First Bank's SBA lending in the data is most concentrated in Texas, and by industry in Other Services.
Is Texas First Bank an SBA Preferred Lender (PLP)?
The loan record shows Texas First Bank operating under PLP delegated authority: 74 of its 7(a) loans (80.4%) were processed through the Preferred Lenders Program, including 8 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Texas First Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/texas-first-bank/
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