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SBA lender profile

The Citizens Bank of Swainsboro

The Citizens Bank of Swainsboro appears in the public SBA loan data with 3 funded 7(a) loans since FY2010, totaling $4.5M, an average of $1.5M per loan, and an estimated 27 jobs supported. Its SBA lending concentrates in Georgia and the Agriculture, Forestry, Fishing sector. With only 3 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
3
Since FY2010
Total volume
$4.5M
Average loan size
$1.5M
7(a) charge-off rate
Insufficient data
Only 3 7(a) loans in the data
Jobs supported (reported)
27
Programs
7(a)

Is The Citizens Bank of Swainsboro the right lender for you?

The Citizens Bank of Swainsboro appears in the SBA record with 3 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where The Citizens Bank of Swainsboro lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 3 $4.5M

What The Citizens Bank of Swainsboro funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Agriculture, Forestry, Fishing 2 $4.2M
Manufacturing 1 $350K

The Citizens Bank of Swainsboro SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$350K
20162$4.2M

Related SBA lenders

Other lenders active in Georgia or in Agriculture, Forestry, Fishing.

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The Citizens Bank of Swainsboro: frequently asked questions

Does The Citizens Bank of Swainsboro offer SBA loans?

Yes. The Citizens Bank of Swainsboro appears in the public SBA data with 3 funded SBA 7(a) loans totaling $4.5M.

How many SBA loans has The Citizens Bank of Swainsboro made?

The Citizens Bank of Swainsboro is associated with 3 SBA 7(a) loans totaling $4.5M in the public SBA data (as of 2026-03-31).

What is The Citizens Bank of Swainsboro's SBA charge-off rate?

The Citizens Bank of Swainsboro appears with only 3 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does The Citizens Bank of Swainsboro do most of its SBA lending?

The Citizens Bank of Swainsboro's SBA lending in the data is most concentrated in Georgia, and by industry in Agriculture, Forestry, Fishing.

For The Citizens Bank of Swainsboro

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of The Citizens Bank of Swainsboro's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). The Citizens Bank of Swainsboro SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-citizens-bank-of-swainsboro/

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