SBA lender profile
Metro City Bank
Metro City Bank appears in the public SBA loan data with 989 funded 7(a) loans totaling $1.7B, an average of $1.7M per loan, and an estimated 9,683 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
989
Total volume
$1.7B
Average loan size
$1.7M
Charge-off rate
0.1%
Share of funded loans charged off
Jobs supported (reported)
9,683
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.6B
- Headquarters
- Doraville, GA
- FDIC cert
- #58181
- Status
- Active
Where Metro City Bank lends
Top states by funded SBA volume.
What Metro City Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 490 | $916.3M |
| Accommodation and Food Services | 236 | $327.0M |
| Other Services | 93 | $212.8M |
| Agriculture, Forestry, Fishing | 59 | $114.6M |
| Health Care and Social Assistance | 29 | $44.3M |
| Wholesale Trade | 20 | $35.7M |
Metro City Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 143 | $240.4M |
| 2021 | 311 | $572.1M |
| 2022 | 154 | $276.2M |
| 2023 | 113 | $168.9M |
| 2024 | 118 | $186.1M |
| 2025 | 101 | $172.0M |
| 2026 | 49 | $108.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Metro City Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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