SBA lender profile
Metro City Bank
Metro City Bank appears in the public SBA loan data with 2,618 funded 7(a) loans since FY2010, totaling $3.5B, an average of $1.3M per loan, and an estimated 25,759 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.4%. 91.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 86
- Scale 98
- Activity 97
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Metro City Bank the right lender for you?
Lenders fund what they know. Metro City Bank's SBA lending concentrates in Georgia (1,401 loans) and Retail Trade (1,139 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.6B
- Headquarters
- Doraville, GA
- FDIC cert
- #58181
- Status
- Active
Where Metro City Bank lends
Top states by funded SBA volume.
Metro areas where Metro City Bank funds
What Metro City Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1,139 | $1.6B |
| Accommodation and Food Services | 615 | $697.8M |
| Other Services | 332 | $542.7M |
| Agriculture, Forestry, Fishing | 124 | $189.7M |
| Wholesale Trade | 107 | $122.1M |
| Health Care and Social Assistance | 83 | $109.7M |
Metro City Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 152 | $85.9M |
| 2011 | 141 | $146.4M |
| 2012 | 109 | $93.1M |
| 2013 | 152 | $146.3M |
| 2014 | 136 | $134.0M |
| 2015 | 191 | $230.3M |
| 2016 | 198 | $229.6M |
| 2017 | 206 | $233.4M |
| 2018 | 175 | $240.0M |
| 2019 | 169 | $266.1M |
| 2020 | 143 | $240.4M |
| 2021 | 311 | $572.1M |
| 2022 | 154 | $276.2M |
| 2023 | 113 | $168.9M |
| 2024 | 118 | $186.1M |
| 2025 | 101 | $172.0M |
| 2026 | 49 | $108.5M |
Related SBA lenders
Other lenders active in Georgia or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Metro City Bank: frequently asked questions
Does Metro City Bank offer SBA loans?
Yes. Metro City Bank appears in the public SBA data with 2,618 funded SBA 7(a) loans totaling $3.5B.
How many SBA loans has Metro City Bank made?
Metro City Bank is associated with 2,618 SBA 7(a) loans totaling $3.5B in the public SBA data (as of 2026-03-31).
What is Metro City Bank's SBA charge-off rate?
About 1.4% of Metro City Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Metro City Bank do most of its SBA lending?
Metro City Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Retail Trade.
Is Metro City Bank an SBA Preferred Lender (PLP)?
The loan record shows Metro City Bank operating under PLP delegated authority: 2,390 of its 7(a) loans (91.3%) were processed through the Preferred Lenders Program, including 256 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Metro City Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/metro-city-bank/
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