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SBA lender profile

The Citizens State Bank of Cheney

The Citizens State Bank of Cheney appears in the public SBA loan data with 1 funded 7(a) loan since FY2010, totaling $245K, an average of $245K per loan, and an estimated 4 jobs supported. Its SBA lending concentrates in Kansas and the Professional and Technical Services sector. With only 1 7(a) loan in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
1
Since FY2010
Total volume
$245K
Average loan size
$245K
7(a) charge-off rate
Insufficient data
Only 1 7(a) loan in the data
Jobs supported (reported)
4
Programs
7(a)

Is The Citizens State Bank of Cheney the right lender for you?

The Citizens State Bank of Cheney appears in the SBA record with 1 funded loan since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where The Citizens State Bank of Cheney lends

Top states by funded SBA volume.

StateLoansTotal volume
Kansas 1 $245K

What The Citizens State Bank of Cheney funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Professional and Technical Services 1 $245K

The Citizens State Bank of Cheney SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$245K

Related SBA lenders

Other lenders active in Kansas or in Professional and Technical Services.

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The Citizens State Bank of Cheney: frequently asked questions

Does The Citizens State Bank of Cheney offer SBA loans?

Yes. The Citizens State Bank of Cheney appears in the public SBA data with 1 funded SBA 7(a) loan totaling $245K.

How many SBA loans has The Citizens State Bank of Cheney made?

The Citizens State Bank of Cheney is associated with 1 SBA 7(a) loan totaling $245K in the public SBA data (as of 2026-03-31).

What is The Citizens State Bank of Cheney's SBA charge-off rate?

The Citizens State Bank of Cheney appears with only 1 7(a) loan in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does The Citizens State Bank of Cheney do most of its SBA lending?

The Citizens State Bank of Cheney's SBA lending in the data is most concentrated in Kansas, and by industry in Professional and Technical Services.

For The Citizens State Bank of Cheney

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of The Citizens State Bank of Cheney's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). The Citizens State Bank of Cheney SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-citizens-state-bank-of-cheney/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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