SBA lender profile
Heartland Business Capital, Inc.
Heartland Business Capital, Inc. appears in the public SBA loan data with 305 funded 504 loans since FY2010, totaling $191.5M, an average of $628K per loan, and an estimated 2,448 jobs supported. Its SBA lending concentrates in Kansas and the Health Care and Social Assistance sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 78
- Activity 76
- Consistency 89
Track record is 7(a)-only; Heartland Business Capital, Inc. appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Heartland Business Capital, Inc. the right lender for you?
Lenders fund what they know. Heartland Business Capital, Inc.'s SBA lending concentrates in Kansas (148 loans) and Health Care and Social Assistance (53 loans), at an average loan of $628K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Heartland Business Capital, Inc. is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Heartland Business Capital, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Kansas | 148 | $108.1M |
| Missouri | 155 | $81.4M |
| Michigan | 1 | $1.7M |
| North Carolina | 1 | $377K |
Metro areas where Heartland Business Capital, Inc. funds
What Heartland Business Capital, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 53 | $36.2M |
| Professional and Technical Services | 45 | $27.9M |
| Retail Trade | 26 | $26.6M |
| Accommodation and Food Services | 29 | $22.3M |
| Manufacturing | 31 | $19.0M |
| Construction | 31 | $14.7M |
Heartland Business Capital, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 24 | $16.2M |
| 2011 | 27 | $11.9M |
| 2012 | 19 | $10.1M |
| 2013 | 23 | $15.4M |
| 2014 | 20 | $9.8M |
| 2015 | 19 | $7.8M |
| 2016 | 13 | $4.4M |
| 2017 | 20 | $12.9M |
| 2018 | 15 | $11.7M |
| 2019 | 11 | $8.4M |
| 2020 | 21 | $13.0M |
| 2021 | 34 | $25.3M |
| 2022 | 19 | $11.6M |
| 2023 | 15 | $11.9M |
| 2024 | 12 | $11.5M |
| 2025 | 11 | $7.1M |
| 2026 | 2 | $2.5M |
Related SBA lenders
Other lenders active in Kansas or in Health Care and Social Assistance.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Heartland Business Capital, Inc.: frequently asked questions
Does Heartland Business Capital, Inc. offer SBA loans?
Yes. Heartland Business Capital, Inc. appears in the public SBA data with 305 funded SBA 504 loans totaling $191.5M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Heartland Business Capital, Inc. made?
Heartland Business Capital, Inc. is associated with 305 SBA 504 loans totaling $191.5M in the public SBA data (as of 2026-03-31).
What is Heartland Business Capital, Inc.'s SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Heartland Business Capital, Inc. appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Heartland Business Capital, Inc. do most of its SBA lending?
Heartland Business Capital, Inc.'s SBA lending in the data is most concentrated in Kansas, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Heartland Business Capital, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/heartland-business-capital-inc/
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