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SBA lender profile

The Clay City Banking Co.

The Clay City Banking Co. appears in the public SBA loan data with 1 funded 7(a) loan since FY2010, totaling $433K, an average of $433K per loan, and an estimated 6 jobs supported. Its SBA lending concentrates in Illinois and the Information sector. With only 1 7(a) loan in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
1
Since FY2010
Total volume
$433K
Average loan size
$433K
7(a) charge-off rate
Insufficient data
Only 1 7(a) loan in the data
Jobs supported (reported)
6
Programs
7(a)

Is The Clay City Banking Co. the right lender for you?

The Clay City Banking Co. appears in the SBA record with 1 funded loan since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where The Clay City Banking Co. lends

Top states by funded SBA volume.

StateLoansTotal volume
Illinois 1 $433K

What The Clay City Banking Co. funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Information 1 $433K

The Clay City Banking Co. SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20131$433K

Related SBA lenders

Other lenders active in Illinois or in Information.

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The Clay City Banking Co.: frequently asked questions

Does The Clay City Banking Co. offer SBA loans?

Yes. The Clay City Banking Co. appears in the public SBA data with 1 funded SBA 7(a) loan totaling $433K.

How many SBA loans has The Clay City Banking Co. made?

The Clay City Banking Co. is associated with 1 SBA 7(a) loan totaling $433K in the public SBA data (as of 2026-03-31).

What is The Clay City Banking Co.'s SBA charge-off rate?

The Clay City Banking Co. appears with only 1 7(a) loan in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does The Clay City Banking Co. do most of its SBA lending?

The Clay City Banking Co.'s SBA lending in the data is most concentrated in Illinois, and by industry in Information.

For The Clay City Banking Co.

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of The Clay City Banking Co.'s 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). The Clay City Banking Co. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-clay-city-banking-co/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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