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SBA lender profile

The First National Bank of Ballinger

The First National Bank of Ballinger appears in the public SBA loan data with 81 funded 7(a) loans since FY2010, totaling $19.0M, an average of $235K per loan, and an estimated 631 jobs supported. Its SBA lending concentrates in Texas and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 61.7% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 85
Scale 37
Activity 19
Consistency 67

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
81
Since FY2010
Total volume
$19.0M
Average loan size
$235K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
631
Programs
7(a)

Is The First National Bank of Ballinger the right lender for you?

Lenders fund what they know. The First National Bank of Ballinger's SBA lending concentrates in Texas (81 loans) and Manufacturing (13 loans), at an average loan of $235K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$276M
Headquarters
Ballinger, TX
FDIC cert
#3087
Status
Active

Where The First National Bank of Ballinger lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 81 $19.0M

Metro areas where The First National Bank of Ballinger funds

What The First National Bank of Ballinger funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 13 $4.3M
Accommodation and Food Services 11 $4.0M
Other Services 11 $2.3M
Health Care and Social Assistance 6 $1.6M
Wholesale Trade 3 $1.4M
Construction 15 $1.4M

The First National Bank of Ballinger SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20127$1.0M
20137$2.0M
20143$1.3M
20156$4.2M
201610$716K
20178$1.2M
20186$731K
20195$439K
20209$1.3M
202110$4.4M
20225$1.2M
20234$405K
20241$90K

Related SBA lenders

Other lenders active in Texas or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

The First National Bank of Ballinger: frequently asked questions

Does The First National Bank of Ballinger offer SBA loans?

Yes. The First National Bank of Ballinger appears in the public SBA data with 81 funded SBA 7(a) loans totaling $19.0M.

How many SBA loans has The First National Bank of Ballinger made?

The First National Bank of Ballinger is associated with 81 SBA 7(a) loans totaling $19.0M in the public SBA data (as of 2026-03-31).

What is The First National Bank of Ballinger's SBA charge-off rate?

About 0.0% of The First National Bank of Ballinger's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does The First National Bank of Ballinger do most of its SBA lending?

The First National Bank of Ballinger's SBA lending in the data is most concentrated in Texas, and by industry in Manufacturing.

Is The First National Bank of Ballinger an SBA Preferred Lender (PLP)?

The loan record shows The First National Bank of Ballinger operating under PLP delegated authority: 50 of its 7(a) loans (61.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For The First National Bank of Ballinger

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of The First National Bank of Ballinger's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). The First National Bank of Ballinger SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-first-national-bank-of-ballinger/

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