SBA lender profile
The Lowell Five Cent Savings Bank
The Lowell Five Cent Savings Bank appears in the public SBA loan data with 31 funded 7(a) loans since FY2010, totaling $10.3M, an average of $331K per loan, and an estimated 300 jobs supported. Its SBA lending concentrates in Massachusetts and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 6.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 15
- Activity 51
- Consistency 57
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Lowell Five Cent Savings Bank the right lender for you?
Lenders fund what they know. The Lowell Five Cent Savings Bank's SBA lending concentrates in Massachusetts (23 loans) and Accommodation and Food Services (5 loans), at an average loan of $331K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $1.9B
- Headquarters
- Tewksbury, MA
- FDIC cert
- #90227
- Status
- Active
Where The Lowell Five Cent Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 23 | $8.9M |
| New Hampshire | 7 | $982K |
| New Mexico | 1 | $350K |
What The Lowell Five Cent Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 5 | $5.6M |
| Arts, Entertainment, Recreation | 6 | $1.5M |
| Retail Trade | 6 | $911K |
| Manufacturing | 3 | $664K |
| Administrative and Support | 4 | $564K |
| Construction | 2 | $425K |
The Lowell Five Cent Savings Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2014 | 6 | $1.3M |
| 2015 | 3 | $374K |
| 2016 | 1 | $100K |
| 2017 | 2 | $430K |
| 2018 | 4 | $801K |
| 2020 | 2 | $495K |
| 2022 | 2 | $412K |
| 2023 | 3 | $4.7M |
| 2024 | 1 | $500K |
| 2025 | 6 | $1.1M |
| 2026 | 1 | $150K |
Related SBA lenders
Other lenders active in Massachusetts or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
The Lowell Five Cent Savings Bank: frequently asked questions
Does The Lowell Five Cent Savings Bank offer SBA loans?
Yes. The Lowell Five Cent Savings Bank appears in the public SBA data with 31 funded SBA 7(a) loans totaling $10.3M.
How many SBA loans has The Lowell Five Cent Savings Bank made?
The Lowell Five Cent Savings Bank is associated with 31 SBA 7(a) loans totaling $10.3M in the public SBA data (as of 2026-03-31).
What is The Lowell Five Cent Savings Bank's SBA charge-off rate?
About 6.5% of The Lowell Five Cent Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Lowell Five Cent Savings Bank do most of its SBA lending?
The Lowell Five Cent Savings Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Lowell Five Cent Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-lowell-five-cent-savings-bank/
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