SBA lender profile
The MINT National Bank
The MINT National Bank appears in the public SBA loan data with 300 funded 7(a) loans since FY2010, totaling $514.1M, an average of $1.7M per loan, and an estimated 2,521 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.3%. 89.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 92
- Scale 84
- Activity 84
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The MINT National Bank the right lender for you?
Lenders fund what they know. The MINT National Bank's SBA lending concentrates in Texas (100 loans) and Accommodation and Food Services (166 loans), at an average loan of $1.7M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $393M
- Headquarters
- Kingwood, TX
- FDIC cert
- #58764
- Status
- Active
Where The MINT National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 100 | $185.1M |
| Florida | 38 | $56.8M |
| New Jersey | 31 | $39.5M |
| Pennsylvania | 16 | $33.9M |
| Georgia | 13 | $33.5M |
| New York | 13 | $28.8M |
Metro areas where The MINT National Bank funds
What The MINT National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 166 | $321.5M |
| Retail Trade | 93 | $147.5M |
| Other Services | 12 | $13.3M |
| Health Care and Social Assistance | 9 | $8.7M |
| Professional and Technical Services | 5 | $6.7M |
| Wholesale Trade | 1 | $3.8M |
The MINT National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $1.5M |
| 2011 | 1 | $1.5M |
| 2014 | 9 | $10.0M |
| 2015 | 23 | $28.3M |
| 2016 | 27 | $44.9M |
| 2017 | 47 | $72.0M |
| 2018 | 28 | $34.4M |
| 2019 | 24 | $35.5M |
| 2020 | 41 | $96.5M |
| 2021 | 42 | $76.9M |
| 2022 | 20 | $44.5M |
| 2023 | 16 | $31.4M |
| 2024 | 6 | $11.5M |
| 2025 | 10 | $21.8M |
| 2026 | 2 | $3.5M |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
The MINT National Bank: frequently asked questions
Does The MINT National Bank offer SBA loans?
Yes. The MINT National Bank appears in the public SBA data with 300 funded SBA 7(a) loans totaling $514.1M.
How many SBA loans has The MINT National Bank made?
The MINT National Bank is associated with 300 SBA 7(a) loans totaling $514.1M in the public SBA data (as of 2026-03-31).
What is The MINT National Bank's SBA charge-off rate?
About 0.3% of The MINT National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The MINT National Bank do most of its SBA lending?
The MINT National Bank's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
Is The MINT National Bank an SBA Preferred Lender (PLP)?
The loan record shows The MINT National Bank operating under PLP delegated authority: 267 of its 7(a) loans (89.0%) were processed through the Preferred Lenders Program, including 18 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The MINT National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-mint-national-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.