SBA lender profile
The Payne County Bank
The Payne County Bank appears in the public SBA loan data with 1 funded 7(a) loan totaling $415K, an average of $415K per loan, and an estimated 4 jobs supported. Its SBA lending concentrates in Oklahoma and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1
Total volume
$415K
Average loan size
$415K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
4
Programs
7(a)
Bank profile
via FDIC- Total assets
- $304M
- Headquarters
- Perkins, OK
- FDIC cert
- #12485
- Status
- Active
Where The Payne County Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oklahoma | 1 | $415K |
What The Payne County Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 1 | $415K |
The Payne County Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2026 | 1 | $415K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Payne County Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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