SBA lender profile
The Payne County Bank
The Payne County Bank appears in the public SBA loan data with 3 funded 7(a) loans since FY2010, totaling $1.4M, an average of $458K per loan, and an estimated 35 jobs supported. Its SBA lending concentrates in Oklahoma and the Health Care and Social Assistance sector. With only 3 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is The Payne County Bank the right lender for you?
The Payne County Bank appears in the SBA record with 3 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $304M
- Headquarters
- Perkins, OK
- FDIC cert
- #12485
- Status
- Active
Where The Payne County Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oklahoma | 3 | $1.4M |
What The Payne County Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 1 | $700K |
| Professional and Technical Services | 1 | $415K |
| Accommodation and Food Services | 1 | $260K |
The Payne County Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2012 | 1 | $700K |
| 2015 | 1 | $260K |
| 2026 | 1 | $415K |
Related SBA lenders
Other lenders active in Oklahoma or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
The Payne County Bank: frequently asked questions
Does The Payne County Bank offer SBA loans?
Yes. The Payne County Bank appears in the public SBA data with 3 funded SBA 7(a) loans totaling $1.4M.
How many SBA loans has The Payne County Bank made?
The Payne County Bank is associated with 3 SBA 7(a) loans totaling $1.4M in the public SBA data (as of 2026-03-31).
What is The Payne County Bank's SBA charge-off rate?
The Payne County Bank appears with only 3 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does The Payne County Bank do most of its SBA lending?
The Payne County Bank's SBA lending in the data is most concentrated in Oklahoma, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Payne County Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-payne-county-bank/
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