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True Community CU

True Community CU appears in the public SBA loan data with 8 funded 7(a) loans since FY2010, totaling $2.7M, an average of $335K per loan, and an estimated 49 jobs supported. Its SBA lending concentrates in Michigan and the Other Services sector. With only 8 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
8
Since FY2010
Total volume
$2.7M
Average loan size
$335K
7(a) charge-off rate
Insufficient data
Only 8 7(a) loans in the data
Jobs supported (reported)
49
Programs
7(a)

Is True Community CU the right lender for you?

True Community CU appears in the SBA record with 8 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where True Community CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Michigan 8 $2.7M

What True Community CU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Other Services 3 $938K
Accommodation and Food Services 3 $787K
Retail Trade 1 $714K
Arts, Entertainment, Recreation 1 $243K

True Community CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20123$1.0M
20161$243K
20222$963K
20231$116K
20251$321K

Related SBA lenders

Other lenders active in Michigan or in Other Services.

Comparing lenders? See how to choose an SBA lender by track record.

True Community CU: frequently asked questions

Does True Community CU offer SBA loans?

Yes. True Community CU appears in the public SBA data with 8 funded SBA 7(a) loans totaling $2.7M.

How many SBA loans has True Community CU made?

True Community CU is associated with 8 SBA 7(a) loans totaling $2.7M in the public SBA data (as of 2026-03-31).

What is True Community CU's SBA charge-off rate?

True Community CU appears with only 8 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does True Community CU do most of its SBA lending?

True Community CU's SBA lending in the data is most concentrated in Michigan, and by industry in Other Services.

For True Community CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of True Community CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). True Community CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/true-community-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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