SBA lender profile
Truliant FCU
Truliant FCU appears in the public SBA loan data with 434 funded 7(a) loans since FY2010, totaling $484.7M, an average of $1.1M per loan, and an estimated 6,921 jobs supported. Its SBA lending concentrates in North Carolina and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.8%. 67.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 86
- Activity 96
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Truliant FCU the right lender for you?
Lenders fund what they know. Truliant FCU's SBA lending concentrates in North Carolina (166 loans) and Construction (57 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Truliant FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 166 | $121.5M |
| Florida | 24 | $44.5M |
| Texas | 24 | $42.2M |
| California | 18 | $29.4M |
| Virginia | 22 | $27.1M |
| New Jersey | 18 | $24.5M |
Metro areas where Truliant FCU funds
What Truliant FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 57 | $70.5M |
| Retail Trade | 61 | $64.5M |
| Accommodation and Food Services | 53 | $56.1M |
| Manufacturing | 36 | $53.5M |
| Professional and Technical Services | 51 | $48.1M |
| Other Services | 47 | $39.6M |
Truliant FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 21 | $1.2M |
| 2011 | 29 | $8.3M |
| 2012 | 20 | $2.8M |
| 2013 | 10 | $7.0M |
| 2014 | 8 | $954K |
| 2015 | 10 | $2.7M |
| 2016 | 12 | $4.6M |
| 2017 | 9 | $3.4M |
| 2018 | 3 | $508K |
| 2021 | 13 | $30.2M |
| 2022 | 10 | $20.5M |
| 2023 | 19 | $27.6M |
| 2024 | 66 | $104.1M |
| 2025 | 166 | $222.7M |
| 2026 | 38 | $48.1M |
Related SBA lenders
Other lenders active in North Carolina or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Truliant FCU: frequently asked questions
Does Truliant FCU offer SBA loans?
Yes. Truliant FCU appears in the public SBA data with 434 funded SBA 7(a) loans totaling $484.7M.
How many SBA loans has Truliant FCU made?
Truliant FCU is associated with 434 SBA 7(a) loans totaling $484.7M in the public SBA data (as of 2026-03-31).
What is Truliant FCU's SBA charge-off rate?
About 1.8% of Truliant FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Truliant FCU do most of its SBA lending?
Truliant FCU's SBA lending in the data is most concentrated in North Carolina, and by industry in Construction.
Is Truliant FCU an SBA Preferred Lender (PLP)?
The loan record shows Truliant FCU operating under PLP delegated authority: 294 of its 7(a) loans (67.7%) were processed through the Preferred Lenders Program, including 259 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Truliant FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/truliant-fcu/
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