SBA lender profile
Ulster Savings Bank
Ulster Savings Bank appears in the public SBA loan data with 4 funded 7(a) loans totaling $10.0M, an average of $2.5M per loan, and an estimated 258 jobs supported. Its SBA lending concentrates in New York and the Information sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$10.0M
Average loan size
$2.5M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
258
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Kingston, NY
- FDIC cert
- #15970
- Status
- Active
Where Ulster Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 4 | $10.0M |
What Ulster Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Information | 2 | $4.5M |
| Manufacturing | 1 | $4.2M |
| Construction | 1 | $1.2M |
Ulster Savings Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $5.4M |
| 2021 | 2 | $4.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Ulster Savings Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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