SBA lender profile
United Cumberland Bank
United Cumberland Bank appears in the public SBA loan data with 7 funded 7(a) loans totaling $4.5M, an average of $638K per loan, and an estimated 93 jobs supported. Its SBA lending concentrates in Kentucky and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
7
Total volume
$4.5M
Average loan size
$638K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
93
Programs
7(a)
Bank profile
via FDIC- Total assets
- $459M
- Headquarters
- Whitley City, KY
- FDIC cert
- #303
- Status
- Active
Where United Cumberland Bank lends
Top states by funded SBA volume.
What United Cumberland Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2 | $1.9M |
| Manufacturing | 1 | $1000K |
| Health Care and Social Assistance | 2 | $756K |
| Finance and Insurance | 1 | $423K |
| Transportation and Warehousing | 1 | $364K |
United Cumberland Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $1000K |
| 2022 | 2 | $1.9M |
| 2024 | 4 | $1.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of United Cumberland Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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