SBA lender profile
US Century Bank
US Century Bank appears in the public SBA loan data with 61 funded 7(a) loans since FY2010, totaling $118.4M, an average of $1.9M per loan, and an estimated 1,316 jobs supported. Its SBA lending concentrates in Florida and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 62.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 57
- Activity 80
- Consistency 57
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is US Century Bank the right lender for you?
Lenders fund what they know. US Century Bank's SBA lending concentrates in Florida (60 loans) and Manufacturing (15 loans), at an average loan of $1.9M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where US Century Bank lends
Top states by funded SBA volume.
Metro areas where US Century Bank funds
What US Century Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 15 | $30.9M |
| Wholesale Trade | 10 | $22.1M |
| Transportation and Warehousing | 7 | $15.6M |
| Construction | 4 | $10.8M |
| Health Care and Social Assistance | 6 | $10.1M |
| Accommodation and Food Services | 5 | $7.2M |
US Century Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $300K |
| 2019 | 3 | $4.5M |
| 2020 | 4 | $13.0M |
| 2021 | 14 | $28.7M |
| 2022 | 11 | $21.6M |
| 2023 | 7 | $16.0M |
| 2024 | 9 | $13.3M |
| 2025 | 10 | $17.8M |
| 2026 | 2 | $3.2M |
Related SBA lenders
Other lenders active in Florida or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
US Century Bank: frequently asked questions
Does US Century Bank offer SBA loans?
Yes. US Century Bank appears in the public SBA data with 61 funded SBA 7(a) loans totaling $118.4M.
How many SBA loans has US Century Bank made?
US Century Bank is associated with 61 SBA 7(a) loans totaling $118.4M in the public SBA data (as of 2026-03-31).
What is US Century Bank's SBA charge-off rate?
About 0.0% of US Century Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does US Century Bank do most of its SBA lending?
US Century Bank's SBA lending in the data is most concentrated in Florida, and by industry in Manufacturing.
Is US Century Bank an SBA Preferred Lender (PLP)?
The loan record shows US Century Bank operating under PLP delegated authority: 38 of its 7(a) loans (62.3%) were processed through the Preferred Lenders Program, including 12 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). US Century Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/us-century-bank/
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