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Valley Isle Community FCU

Valley Isle Community FCU appears in the public SBA loan data with 3 funded 7(a) loans since FY2010, totaling $163K, an average of $54K per loan, and an estimated 9 jobs supported. Its SBA lending concentrates in Hawaii and the Other Services sector. With only 3 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
3
Since FY2010
Total volume
$163K
Average loan size
$54K
7(a) charge-off rate
Insufficient data
Only 3 7(a) loans in the data
Jobs supported (reported)
9
Programs
7(a)

Is Valley Isle Community FCU the right lender for you?

Valley Isle Community FCU appears in the SBA record with 3 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Valley Isle Community FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Hawaii 3 $163K

What Valley Isle Community FCU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Other Services 2 $133K
Accommodation and Food Services 1 $30K

Valley Isle Community FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20252$60K
20261$103K

Related SBA lenders

Other lenders active in Hawaii or in Other Services.

Comparing lenders? See how to choose an SBA lender by track record.

Valley Isle Community FCU: frequently asked questions

Does Valley Isle Community FCU offer SBA loans?

Yes. Valley Isle Community FCU appears in the public SBA data with 3 funded SBA 7(a) loans totaling $163K.

How many SBA loans has Valley Isle Community FCU made?

Valley Isle Community FCU is associated with 3 SBA 7(a) loans totaling $163K in the public SBA data (as of 2026-03-31).

What is Valley Isle Community FCU's SBA charge-off rate?

Valley Isle Community FCU appears with only 3 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Valley Isle Community FCU do most of its SBA lending?

Valley Isle Community FCU's SBA lending in the data is most concentrated in Hawaii, and by industry in Other Services.

For Valley Isle Community FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Valley Isle Community FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Valley Isle Community FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/valley-isle-community-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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