SBA lender profile
VeraBank National Association
VeraBank National Association appears in the public SBA loan data with 44 funded 7(a) loans since FY2010, totaling $22.6M, an average of $515K per loan, and an estimated 807 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 9.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 53
- Scale 31
- Activity 41
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is VeraBank National Association the right lender for you?
Lenders fund what they know. VeraBank National Association's SBA lending concentrates in Texas (44 loans) and Accommodation and Food Services (11 loans), at an average loan of $515K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where VeraBank National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 44 | $22.6M |
Metro areas where VeraBank National Association funds
What VeraBank National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 11 | $7.0M |
| Other Services | 6 | $2.3M |
| Retail Trade | 1 | $2.1M |
| Mining and Extraction | 1 | $2.0M |
| Manufacturing | 3 | $1.9M |
| Health Care and Social Assistance | 7 | $1.7M |
VeraBank National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $4.3M |
| 2011 | 5 | $3.2M |
| 2012 | 1 | $80K |
| 2013 | 2 | $1.2M |
| 2015 | 1 | $184K |
| 2016 | 3 | $650K |
| 2017 | 4 | $709K |
| 2018 | 5 | $841K |
| 2021 | 2 | $2.7M |
| 2022 | 2 | $1.8M |
| 2023 | 2 | $1.6M |
| 2024 | 3 | $1.5M |
| 2025 | 1 | $500K |
| 2026 | 9 | $3.3M |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
VeraBank National Association: frequently asked questions
Does VeraBank National Association offer SBA loans?
Yes. VeraBank National Association appears in the public SBA data with 44 funded SBA 7(a) loans totaling $22.6M.
How many SBA loans has VeraBank National Association made?
VeraBank National Association is associated with 44 SBA 7(a) loans totaling $22.6M in the public SBA data (as of 2026-03-31).
What is VeraBank National Association's SBA charge-off rate?
About 9.1% of VeraBank National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does VeraBank National Association do most of its SBA lending?
VeraBank National Association's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). VeraBank National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/verabank-national-association/
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