SBA lender profile
Whatcom Educational CU
Whatcom Educational CU appears in the public SBA loan data with 13 funded 7(a) loans totaling $2.6M, an average of $202K per loan, and an estimated 106 jobs supported. Its SBA lending concentrates in Washington and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
13
Total volume
$2.6M
Average loan size
$202K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
106
Programs
7(a)
Where Whatcom Educational CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 13 | $2.6M |
What Whatcom Educational CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 4 | $911K |
| Construction | 1 | $555K |
| Other Services | 2 | $301K |
| Administrative and Support | 2 | $270K |
| Wholesale Trade | 1 | $221K |
| Retail Trade | 1 | $188K |
Whatcom Educational CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $422K |
| 2021 | 3 | $475K |
| 2022 | 2 | $97K |
| 2023 | 3 | $1.1M |
| 2025 | 1 | $555K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Whatcom Educational CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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