SBA lender profile
Whatcom Educational CU
Whatcom Educational CU appears in the public SBA loan data with 63 funded 7(a) loans since FY2010, totaling $13.0M, an average of $206K per loan, and an estimated 621 jobs supported. Its SBA lending concentrates in Washington and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 29
- Activity 30
- Consistency 55
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Whatcom Educational CU the right lender for you?
Lenders fund what they know. Whatcom Educational CU's SBA lending concentrates in Washington (63 loans) and Construction (10 loans), at an average loan of $206K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Whatcom Educational CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 63 | $13.0M |
Metro areas where Whatcom Educational CU funds
What Whatcom Educational CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 10 | $4.2M |
| Manufacturing | 13 | $3.1M |
| Health Care and Social Assistance | 9 | $1.3M |
| Transportation and Warehousing | 2 | $1.2M |
| Accommodation and Food Services | 9 | $1.1M |
| Administrative and Support | 5 | $555K |
Whatcom Educational CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2015 | 2 | $233K |
| 2016 | 8 | $1.2M |
| 2017 | 17 | $1.4M |
| 2018 | 15 | $3.4M |
| 2019 | 8 | $4.0M |
| 2020 | 4 | $422K |
| 2021 | 3 | $475K |
| 2022 | 2 | $97K |
| 2023 | 3 | $1.1M |
| 2025 | 1 | $555K |
Related SBA lenders
Other lenders active in Washington or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Whatcom Educational CU: frequently asked questions
Does Whatcom Educational CU offer SBA loans?
Yes. Whatcom Educational CU appears in the public SBA data with 63 funded SBA 7(a) loans totaling $13.0M.
How many SBA loans has Whatcom Educational CU made?
Whatcom Educational CU is associated with 63 SBA 7(a) loans totaling $13.0M in the public SBA data (as of 2026-03-31).
What is Whatcom Educational CU's SBA charge-off rate?
About 0.0% of Whatcom Educational CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Whatcom Educational CU do most of its SBA lending?
Whatcom Educational CU's SBA lending in the data is most concentrated in Washington, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Whatcom Educational CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/whatcom-educational-cu/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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