SBA lender profile
Workers FCU
Workers FCU appears in the public SBA loan data with 33 funded 7(a) loans totaling $3.9M, an average of $119K per loan, and an estimated 234 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across all of its loans in the data, its charge-off rate is 3.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
33
Total volume
$3.9M
Average loan size
$119K
Charge-off rate
3.0%
Share of funded loans charged off
Jobs supported (reported)
234
Programs
7(a)
Where Workers FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 33 | $3.9M |
What Workers FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 5 | $812K |
| Other Services | 4 | $712K |
| Transportation and Warehousing | 6 | $629K |
| Administrative and Support | 7 | $598K |
| Wholesale Trade | 2 | $390K |
| Retail Trade | 3 | $312K |
Workers FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $75K |
| 2021 | 11 | $1.4M |
| 2022 | 12 | $1.0M |
| 2023 | 6 | $867K |
| 2024 | 2 | $550K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Workers FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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