SBA lender profile
Workers FCU
Workers FCU appears in the public SBA loan data with 148 funded 7(a) loans since FY2010, totaling $13.0M, an average of $88K per loan, and an estimated 1,074 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.4%. 10.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 41
- Activity 28
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Workers FCU the right lender for you?
Lenders fund what they know. Workers FCU's SBA lending concentrates in Massachusetts (145 loans) and Construction (19 loans), at an average loan of $88K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Workers FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 145 | $12.9M |
| Maine | 1 | $100K |
| New Hampshire | 2 | $40K |
What Workers FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 19 | $2.4M |
| Other Services | 23 | $1.9M |
| Administrative and Support | 27 | $1.6M |
| Transportation and Warehousing | 11 | $1.2M |
| Accommodation and Food Services | 8 | $1.0M |
| Health Care and Social Assistance | 9 | $1.0M |
Workers FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $200K |
| 2011 | 16 | $2.3M |
| 2012 | 10 | $280K |
| 2013 | 7 | $609K |
| 2014 | 26 | $2.0M |
| 2015 | 19 | $1.4M |
| 2016 | 7 | $500K |
| 2017 | 9 | $820K |
| 2018 | 12 | $738K |
| 2019 | 4 | $267K |
| 2020 | 2 | $75K |
| 2021 | 11 | $1.4M |
| 2022 | 12 | $1.0M |
| 2023 | 6 | $867K |
| 2024 | 2 | $550K |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Workers FCU: frequently asked questions
Does Workers FCU offer SBA loans?
Yes. Workers FCU appears in the public SBA data with 148 funded SBA 7(a) loans totaling $13.0M.
How many SBA loans has Workers FCU made?
Workers FCU is associated with 148 SBA 7(a) loans totaling $13.0M in the public SBA data (as of 2026-03-31).
What is Workers FCU's SBA charge-off rate?
About 1.4% of Workers FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Workers FCU do most of its SBA lending?
Workers FCU's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
Is Workers FCU an SBA Preferred Lender (PLP)?
The loan record shows Workers FCU operating under PLP delegated authority: 15 of its 7(a) loans (10.1%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Workers FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/workers-fcu/
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