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SBA lender profile

Worthington Bank

Worthington Bank appears in the public SBA loan data with 23 funded 7(a) loans since FY2010, totaling $12.7M, an average of $552K per loan, and an estimated 281 jobs supported. Its SBA lending concentrates in Texas and the Construction sector. Across its 7(a) loans, the charge-off rate is 4.3%. 39.1% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 66
Scale 14
Activity 58
Consistency 47

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
23
Since FY2010
Total volume
$12.7M
Average loan size
$552K
7(a) charge-off rate
4.3%
Share of 7(a) loans charged off
Jobs supported (reported)
281
Programs
7(a)

Is Worthington Bank the right lender for you?

Lenders fund what they know. Worthington Bank's SBA lending concentrates in Texas (23 loans) and Construction (5 loans), at an average loan of $552K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$651M
Headquarters
Arlington, TX
FDIC cert
#57414
Status
Active

Where Worthington Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 23 $12.7M

What Worthington Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 5 $3.1M
Manufacturing 3 $2.5M
Administrative and Support 2 $2.4M
Accommodation and Food Services 4 $1.4M
Real Estate 1 $925K
Other Services 1 $653K

Worthington Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20112$1.0M
20126$682K
20141$52K
20153$579K
20162$655K
20191$286K
20231$598K
20242$1.2M
20255$7.6M

Related SBA lenders

Other lenders active in Texas or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Worthington Bank: frequently asked questions

Does Worthington Bank offer SBA loans?

Yes. Worthington Bank appears in the public SBA data with 23 funded SBA 7(a) loans totaling $12.7M.

How many SBA loans has Worthington Bank made?

Worthington Bank is associated with 23 SBA 7(a) loans totaling $12.7M in the public SBA data (as of 2026-03-31).

What is Worthington Bank's SBA charge-off rate?

About 4.3% of Worthington Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Worthington Bank do most of its SBA lending?

Worthington Bank's SBA lending in the data is most concentrated in Texas, and by industry in Construction.

Is Worthington Bank an SBA Preferred Lender (PLP)?

The loan record shows Worthington Bank operating under PLP delegated authority: 9 of its 7(a) loans (39.1%) were processed through the Preferred Lenders Program, including 4 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Worthington Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Worthington Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Worthington Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/worthington-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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