SBA lender profile
Zeal Credit Union
Zeal Credit Union appears in the public SBA loan data with 39 funded 7(a) loans since FY2010, totaling $11.7M, an average of $300K per loan, and an estimated 428 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 20
- Activity 16
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Zeal Credit Union the right lender for you?
Lenders fund what they know. Zeal Credit Union's SBA lending concentrates in Michigan (28 loans) and Retail Trade (8 loans), at an average loan of $300K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Zeal Credit Union lends
Top states by funded SBA volume.
What Zeal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 8 | $4.3M |
| Accommodation and Food Services | 8 | $2.5M |
| Professional and Technical Services | 2 | $1.5M |
| Other Services | 8 | $1.0M |
| Information | 3 | $505K |
| Manufacturing | 2 | $457K |
Zeal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.5M |
| 2011 | 6 | $3.0M |
| 2012 | 4 | $813K |
| 2013 | 3 | $1.8M |
| 2014 | 4 | $1.3M |
| 2015 | 2 | $360K |
| 2016 | 2 | $383K |
| 2017 | 1 | $30K |
| 2018 | 3 | $413K |
| 2019 | 4 | $329K |
| 2021 | 3 | $1.1M |
| 2022 | 5 | $361K |
| 2023 | 1 | $309K |
Related SBA lenders
Other lenders active in Michigan or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Zeal Credit Union: frequently asked questions
Does Zeal Credit Union offer SBA loans?
Yes. Zeal Credit Union appears in the public SBA data with 39 funded SBA 7(a) loans totaling $11.7M.
How many SBA loans has Zeal Credit Union made?
Zeal Credit Union is associated with 39 SBA 7(a) loans totaling $11.7M in the public SBA data (as of 2026-03-31).
What is Zeal Credit Union's SBA charge-off rate?
About 0.0% of Zeal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Zeal Credit Union do most of its SBA lending?
Zeal Credit Union's SBA lending in the data is most concentrated in Michigan, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Zeal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/zeal-credit-union/
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