SBA lending by metro area
SBA lenders in Albany, OR
Which lenders fund Albany-area businesses, how much, and how the market compares with Oregon: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Albany area
Ranked by SBA volume funded to businesses located in the Albany metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 12 | $18.8M | $1.6M | not reported |
| 2 | Evergreen Business Capital | 15 | $12.0M | $802K | not reported |
| 3 | Readycap Lending, LLC | 7 | $11.2M | $1.6M | not reported |
| 4 | Columbia Bank | 43 | $9.7M | $226K | 2.33% |
| 5 | KeyBank National Association | 31 | $8.0M | $258K | 0.00% |
| 6 | Wells Fargo Bank National Association | 21 | $6.9M | $331K | 4.76% |
| 7 | U.S. Bank, National Association | 41 | $6.6M | $161K | 7.32% |
| 8 | Cascade Capital Funding | 11 | $5.0M | $455K | not reported |
| 9 | JPMorgan Chase Bank, National Association | 10 | $1.9M | $191K | not reported |
| 10 | Northeast Bank | 5 | $480K | $96K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Albany compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Albany area | $150K | 11.4% ▲ 3.2 pts |
| Oregon | $150K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Albany
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 52 | $40.3M |
| Manufacturing | 25 | $18.7M |
| Accommodation and Food Services | 21 | $17.1M |
| Transportation and Warehousing | 27 | $11.6M |
| Health Care and Social Assistance | 17 | $11.1M |
| Agriculture, Forestry, Fishing | 12 | $9.1M |
| Construction | 47 | $6.6M |
| Real Estate | 7 | $6.0M |
SBA lending in Albany by year
Geography, precisely
"Albany area" here means the Albany, OR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Linn County, OR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.