SBA lending by metro area
SBA lenders in Albuquerque, NM
Which lenders fund Albuquerque-area businesses, how much, and how the market compares with New Mexico: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Albuquerque area
Ranked by SBA volume funded to businesses located in the Albuquerque metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | BMO Bank National Association | 187 | $117.2M | $627K | 1.60% |
| 2 | Enchantment Land Certified Development Company | 148 | $96.2M | $650K | not reported |
| 3 | Live Oak Banking Company | 66 | $94.1M | $1.4M | 0.00% |
| 4 | Capital Certified Development Corporation | 154 | $91.3M | $593K | not reported |
| 5 | Wells Fargo Bank National Association | 292 | $86.7M | $297K | 8.22% |
| 6 | U.S. Bank, National Association | 209 | $51.3M | $246K | 2.39% |
| 7 | Western Commerce Bank | 121 | $48.5M | $401K | 3.31% |
| 8 | PNC Bank, National Association | 205 | $37.3M | $182K | 6.34% |
| 9 | Enterprise Bank & Trust | 18 | $18.7M | $1.0M | not reported |
| 10 | United Midwest Savings Bank National Association | 29 | $18.6M | $640K | 3.45% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Albuquerque compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Albuquerque area | $250K ▲ 25.0% | 14.5% ▲ 2.1 pts |
| New Mexico | $200K | 12.5% |
| United States | $179K | 11.2% |
What gets funded in Albuquerque
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 249 | $215.3M |
| Health Care and Social Assistance | 265 | $149.9M |
| Professional and Technical Services | 286 | $117.9M |
| Retail Trade | 223 | $106.6M |
| Manufacturing | 186 | $105.5M |
| Construction | 259 | $97.2M |
| Other Services | 211 | $76.5M |
| Wholesale Trade | 69 | $45.1M |
SBA lending in Albuquerque by year
Geography, precisely
"Albuquerque area" here means the Albuquerque, NM metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bernalillo County, NM; Sandoval County, NM; Torrance County, NM; Valencia County, NM. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.