SBA lending by metro area
SBA lenders in Allentown, PA
Which lenders fund Allentown-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Allentown area
Ranked by SBA volume funded to businesses located in the Allentown metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Beacon Bank and Trust | 66 | $58.7M | $889K | 0.00% |
| 2 | Fulton Bank, National Association | 104 | $56.4M | $543K | 0.96% |
| 3 | Empire State Certified Development Corporation | 31 | $42.6M | $1.4M | not reported |
| 4 | Wilmington Savings Fund Society FSB | 58 | $40.7M | $702K | 1.72% |
| 5 | South Eastern Economic Development Company of Pennsylvania | 47 | $33.4M | $712K | not reported |
| 6 | TD Bank, National Association | 248 | $29.2M | $118K | 6.05% |
| 7 | Truist Bank | 50 | $27.3M | $547K | 2.00% |
| 8 | Live Oak Banking Company | 22 | $22.9M | $1.0M | 0.00% |
| 9 | Newtek Small Business Finance, Inc. | 25 | $22.3M | $891K | 0.00% |
| 10 | Unity Bank | 32 | $21.5M | $671K | 15.62% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Allentown compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Allentown area | $150K | 5.7% |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Allentown
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 263 | $153.8M |
| Retail Trade | 270 | $112.3M |
| Manufacturing | 159 | $103.6M |
| Health Care and Social Assistance | 203 | $92.3M |
| Other Services | 194 | $67.3M |
| Wholesale Trade | 97 | $60.8M |
| Professional and Technical Services | 146 | $56.3M |
| Arts, Entertainment, Recreation | 89 | $49.9M |
SBA lending in Allentown by year
Geography, precisely
"Allentown area" here means the Allentown-Bethlehem-Easton, PA-NJ metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Carbon County, PA; Lehigh County, PA; Northampton County, PA; Warren County, NJ. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.