SBA lending by metro area
SBA lenders in Atlanta, GA
Which lenders fund Atlanta-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Atlanta area
Ranked by SBA volume funded to businesses located in the Atlanta metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 1,078 | $1.4B | $1.3M | 1.95% |
| 2 | Capital Partners Certified Development Company | 533 | $553.5M | $1.0M | not reported |
| 3 | The Huntington National Bank | 944 | $540.8M | $573K | 1.06% |
| 4 | Live Oak Banking Company | 413 | $521.5M | $1.3M | 0.48% |
| 5 | Ameris Bank | 642 | $518.7M | $808K | 2.80% |
| 6 | Florida Business Development Corporation | 572 | $490.6M | $858K | not reported |
| 7 | SouthState Bank, National Association | 598 | $486.0M | $813K | 3.01% |
| 8 | Renasant Bank | 572 | $432.4M | $756K | 4.90% |
| 9 | Truist Bank | 979 | $404.1M | $413K | 3.47% |
| 10 | Pinnacle Bank | 355 | $398.5M | $1.1M | 3.38% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Atlanta compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Atlanta area | $350K | 9.4% ▼ 1.4 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Atlanta
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 3,250 | $3.0B |
| Accommodation and Food Services | 3,331 | $3.0B |
| Health Care and Social Assistance | 2,394 | $1.8B |
| Other Services | 2,097 | $1.3B |
| Professional and Technical Services | 2,183 | $916.2M |
| Wholesale Trade | 1,061 | $875.5M |
| Manufacturing | 1,017 | $786.0M |
| Construction | 1,383 | $677.2M |
SBA lending in Atlanta by year
Geography, precisely
"Atlanta area" here means the Atlanta-Sandy Springs-Roswell, GA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Barrow County, GA; Bartow County, GA; Butts County, GA; Carroll County, GA; Cherokee County, GA; Clayton County, GA; Cobb County, GA; Coweta County, GA; Dawson County, GA; DeKalb County, GA; Douglas County, GA; Fayette County, GA; Forsyth County, GA; Fulton County, GA; Gwinnett County, GA; Haralson County, GA; Heard County, GA; Henry County, GA; Jasper County, GA; Lumpkin County, GA; Meriwether County, GA; Morgan County, GA; Newton County, GA; Paulding County, GA; Pickens County, GA; Pike County, GA; Rockdale County, GA; Spalding County, GA; Walton County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.