SBA lending by metro area
SBA lenders in Augusta-Richmond County, GA
Which lenders fund Augusta-Richmond County-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Augusta-Richmond County area
Ranked by SBA volume funded to businesses located in the Augusta-Richmond County metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | CSRA Local Development Corporation | 149 | $91.2M | $612K | not reported |
| 2 | Live Oak Banking Company | 39 | $42.1M | $1.1M | 0.00% |
| 3 | Metro City Bank | 39 | $39.5M | $1.0M | 2.56% |
| 4 | Pinnacle Bank | 24 | $31.0M | $1.3M | 0.00% |
| 5 | The Huntington National Bank | 53 | $28.9M | $546K | 0.00% |
| 6 | GBank | 10 | $24.4M | $2.4M | not reported |
| 7 | Queensborough National Bank and Trust Company | 83 | $21.6M | $261K | 4.82% |
| 8 | Truist Bank | 22 | $20.1M | $912K | 4.55% |
| 9 | Regions Bank | 20 | $19.4M | $969K | 0.00% |
| 10 | Wells Fargo Bank National Association | 90 | $17.1M | $190K | 5.56% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Augusta-Richmond County compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Augusta-Richmond County area | $358K ▲ 2.3% | 18.0% ▲ 7.1 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Augusta-Richmond County
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 221 | $246.5M |
| Retail Trade | 173 | $110.7M |
| Other Services | 104 | $50.9M |
| Health Care and Social Assistance | 92 | $46.3M |
| Arts, Entertainment, Recreation | 38 | $30.9M |
| Manufacturing | 40 | $29.2M |
| Wholesale Trade | 29 | $27.2M |
| Real Estate | 24 | $26.2M |
SBA lending in Augusta-Richmond County by year
Geography, precisely
"Augusta-Richmond County area" here means the Augusta-Richmond County, GA-SC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Aiken County, SC; Burke County, GA; Columbia County, GA; Edgefield County, SC; Lincoln County, GA; McDuffie County, GA; Richmond County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.